by: Dave Markel
Choosing a health insurance plan that is best for you and your family is one of the most important decisions you'll ever make. Choosing between health plans is not as easy as it once was. Although there is no one best plan, there are some plans that will be better than others for you and your family's health needs. Plans differ, both in how much you have to pay and how easy it is to get the services you need. No plan will pay for all the costs associated with your medical care, some plans will cover more than others.
Most Americans have health insurance through their employers, and every year more employers offer insurance coverage by managed care organizations (MCOs). Today, Americans are in an era of managed care. It's a new experience for most people. Managed care companies may decide what doctor you will see and when, and what treatments will be covered. It requires you to make some important decisions because not all managed care plans are the same.
In choosing a health insurance plan, you have to decide what is most important to you. All plans have tradeoffs. It is worth asking yourself a few questions such as:
Health care costs are now approaching 15% of our national economy and the economic repercussions have been felt by most American families as employers are unwilling to absorb the bulk of the health care cost burden.
In 2004, employer health insurance premiums increased by 11.2% - nearly four times the rate of inflation. The annual premium for an employer health plan covering a family of four averaged nearly $10,000. The annual premium for single coverage averaged $3,695. Health insurance premiums will rise to an average of more than $14,500 for family coverage in 2006.
In 2004, health care spending in the United States reached $1.7 trillion, and is projected to reach $1.9 trillion in 2005. Health care spending is 4.3 times the amount spent on national defense.
Overall national health care costs will increase further with the implementation of Medicare prescription drug coverage. Too many Americans are uninsured while even a greater percentage have no insurance at all. Uninsured individuals also present a problem for hospitals and other providers who must provide treatment in catastrophic situations without compensation.
Many employees receive restricted coverage and insurance plans that are negotiated between employers and insurance providers limit coverage to a single insurance carrier or an HMO.
Prescription drugs are the fastest-growing part of the nation's health care expense. Pharmacy bills have become a significant item in the budget of most families.
For 37% of Americans without prescription coverage, the problem is critical. Especially for seniors who constitute 12% of the population but use 37% of prescription drugs. The rest especially those without health insurance, is significantly affected by high drug prices.
What has caused this cost increase?
Much of it is due to a riddled health care system of excessive administrative expenses, inflated prices, poor management, inappropriate care, waste and fraud. These problems significantly increase the cost of medical care and health insurance for employers and workers.
On the other side of the cost issue there is the recent development of new effective medications for a variety of illnesses. Such newer "brand name" medications are patent-protected and cost far more than generic medications.
The drug industry argues that the higher cost of new medications helps fund research and development of even newer medicines. Many critics argue that much of the research and development of pharmaceutical products is actually government funded.
Also contributing to the cost increase is marketing. As this is 30% of a drug manufacturer's budget. Brand-name U.S drug makers were reported to employ 81% more people in marketing than in research and development of much needed drugs.
Policymakers and government officials agree that health care costs must be controlled. But they disagree on the best ways to address rapidly escalating health spending. Some favor price controls and imposing strict budgets on health care spending.
Others believe free market competition is the best way to solve the problems but if people can't afford it, how will they protect themselves and their family?
Well there is something you can do and that's become apart of the solution and not the problem by learning more about our troubled medical industry.
Visit http://www.medicalcardsavings.com and sign up to our weekly ezine and receive our Free ebook for complete details and answers to these questions and mo
Share this article with others and we will reward you with cash and more subscribers.
Most pet owners aren’t aware that health insurance for their loved animals has been available for about 15 years now. However, both the availability and restrictions on most plans have made this type of health insurance out of reach for most pet owners.
Interestingly enough, pet health insurance has changed in the past couple of years. Now, animal owners are able to afford medical procedures previously prohibitive because of the cost. But many skeptics are concerned that health insurance for pets will see an increase in the red tape us humans already encounter every day.
Animal medicine is one of the few health care services that isn’t financially dependent on health insurance. Medical, dental, surgical and pharmaceuticals are all pretty much covered by health insurance in humans, but veterinary patients are responsible for all of that, themselves. Or, at least their owners are.
Health insurance for pets is very similar to insurance for humans. The same fees, deductibles, coverage rates and plans are all in place, with different plans based on the age, species, and general health of your pet.
Most health insurance policies for animals start around the 6-8 week range, but when the policies end depend on a variety of factors, mostly decided by the health insurance company. Some have age limits, and some don’t.
And just like with humans, some health insurance companies will only accept your pet on their plan if they are healthy; others will accept them only if they have had a stable condition for more than six months in a row.
Currently, deductibles stand around $100 for pet health insurance. Policy costs vary as much as human health insurance does, unfortunately. Some depend on what types and kind of coverage is desired, and yet others are just blanket coverage catch-alls. Some may only cover accidents and illnesses. And more pets usually means a reduced health insurance rate for subsequent animals.
But what if you decide that an health insurance policy is not right for you, and your pet? There are other options, of course!
First, discuss your situation with your Veterinarian. Some animal hospitals offer packages that aren’t quite health insurance, but can offer a rate deal of some sorts on more mundane medical procedures (spaying/neutering, vaccinations, etc.), or packages for your aging animal.
Secondly, research plans that offer discounts on animal health services. PetAssure is one of these companies, but there are a myriad of not-for-profits that may offer this as a side benefit when you join. Or, these same animal not-for-profits may offer financial assistance for pet owners whose health costs are beyond their means – a sort of emergency fund, if you will.
All in all, it depends on you, and your pet(s), whether or not pet health insurance is the right choice. Hopefully, with the help of this article, your choice will be an informed one.
About the author:
For more more information about pet health insurance please visit
Health Insurance Coverage: What are ‘Covered’ Services?
Health insurance coverage is a contract used to determine medical benefits that are covered, or not covered, between you and your insurance provider. The insurance company, based on a fee that you provide them on a regular basis, promises to pay health insurance coverage on certain items or benefits listed in that contract. These are called ‘covered’ services. ‘Covered’ services can include a wide variety of things, such as implements, prescriptions, services (such as massage), checkups, tests and/or research.
Your contract should also list all of the things NOT covered in your health insurance coverage – these are items or services that you will need to pay for out of your own pocket, should you require them.
Health Insurance Coverage: What is a Medical Necessity? How is this Different from Covered Services?
Just as it seems, a medical necessity is something that your health professional has deemed a required service/ item that will affect your health negatively should you decide not to purchase it. However, just because your doctor tells you something is a medical necessity does not mean your health insurance actually offers coverage for it.
Since insurance companies decide what health coverage they will and will not provide, you really have no leeway in this area.
Health Insurance Coverage: What Do I Do?
Most doctors try and keep themselves abreast as to what the major insurance companies do, and do not cover when it comes to health coverage. However, there are a LOT of plans out there, so this just isn’t enough. So how can you avoid any nasty surprises during an emergency?
Read your health insurance coverage. You’re better off knowing what your health insurance company will, and will not provide coverage for right off the bat. Then, if your doctor decides on a treatment plan that isn’t covered, you can ask for alternatives that may be.
If there are questions regarding your health insurance coverage, do not hesitate to contact the insurance company. Questions are good, and they expect them.
Health Insurance Coverage: What Do I Do if Something I Need Isn’t Covered?
The gross majority of what your doctor orders for you will be covered in your health insurance plan. If you do get a treatment or supply that isn’t covered, you can always challenge the health insurance coverage. You may not be the only one who requires the same type of service, benefit or item – so you’ll end up fighting not just for yourself, but for others in the same situation.
Ask your doctor for their side, and use this in your claim. It may not help in the end, but if your doctor is on your side, you may be able to convince the health insurance company that coverage is required.
About the author:
For more more information about health insurance coverage please visit
Most people are well aware that an estimated 45 million Americans currently do not have healthcare, but is the crisis simply the lack of health insurance or even the cost of health insurance? Is there a bigger underlying problem at the root of our healthcare system? Although the U.S. claims to have the most advanced medicine in the world, government health statistics and peer-reviewed journals are painting a different picture -- that allopathic medicine often causes more harm than good.
People in general have always felt they could trust doctors and the medical profession, but according to the Journal of the American Medical Association in July 2000, iatrogenic death, also known as death from physician error or death from medical treatment, was the third leading cause of death in America and rising, responsible for at least 250,000 deaths per year. Those statistics are considered conservative by many, as the reported numbers only include in-hospital deaths, not injury or disability, and do not include external iatrogenic deaths such as those resulting from nursing home and other private facility treatments, and adverse effects of prescriptions. One recent study estimated the total unnecessary deaths from iatrogenic causes at approximately 800,000 per year at a cost of $282 billion per year, which would make death from American medicine the leading cause of death in our country.
Currently, at least 2 out of 3 Americans use medications, 32 million Americans are taking three or more medications daily, and commercials and advertisements for pharmaceutical drugs have saturated the marketplace. Although our population is aging, exorbitantly expensive drugs are being marketed and dispensed to younger and younger patients, including many children who years ago would never have been given or needed medication, for everything from ADHD to asthma to bipolar disease and diabetes. Clearly, the state of health in this country is not improving even though there are an increasing number of medications and treatments. Between 2003 and 2010, the number of prescriptions are expected to increase substantially by 47%. In recent years, numerous drugs previously deemed safe by the FDA have been recalled because of their toxicity, after the original drug approvals were actually funded by the invested pharmaceutical companies themselves.
According to the media, thanks to advances in U.S. drugs and medical procedures, Americans are living longer statistically, but they are living longer sicker, with a lower quality of life, and often dependent on multiple expensive synthetic medications that do not cure or address the underlying causes, but only suppress symptoms, often with a plethora of dangerous side effects to the tune of billions of dollars for the drug industry. Considering that the U.S. is supposed to have the most advanced technology in the world and the best health care system, it is at odds that we spend the most on healthcare, yet are the most obese and most afflicted with illness outside of the AIDS epidemic in some third world countries.
Unless you have an acute emergency that requires emergency room care, being admitted to a hospital environment may also be more dangerous to your health than staying out. In 2003, epidemiologists reported in the New England Journal of Medicine that hospital-acquired infections have risen steadily in recent decades, with blood and tissue infections known as sepsis almost tripling from 1979 to 2000. Nearly two million patients in the U.S. get an infection while in the hospital each year, and of those patients over 90,000 die per year, up dramatically from just 13,300 in 1992. Statistics show that approximately 56% of the population has been unnecessarily treated, or mistreated, by the medical industry.
Additionally, as a result of the overuse of pharmaceutical drugs and antibiotics in our bodies and environment, our immune systems have become significantly weakened, allowing antibiotic-resistant strains of disease-causing bacteria to proliferate, leaving us more susceptible to further disease. Not surprisingly, incidences of diseases have been growing at epidemic levels according to the CDC. Now diseases once thought conquered, such as tuberculosis, gonorrhea, malaria, and childhood ear infections are much harder to successfully treat than they were decades ago. Drugs do not cure. They only suppress the symptoms that your body needs to express, while they ignore the underlying root cause. Side effects of synthetic and chemical drugs, which even if they are partly derived from nature have been perverted to make them patentable and profitable, are not healthy or natural, and usually cause more harm than any perceived benefit of the medication.
Where "physician errors" are concerned, these may not be entirely the fault of the doctors, as they are forced to operate within the constraints of their profession or risk losing their license, but doctors have become pawns and spokesmen for the drug companies, and the best interest of the patient has become secondary. In the name of profit, physicians are also under great pressure from hospitals to service patients as quickly as possible, like an assembly line, increasing the likelihood of error.
In conclusion, increases in healthcare costs are not just the result of frivolous law suits, but are primarily the result of a profit-oriented industry that encourages practices that lead to unnecessary and harmful procedures being performed, lethal adverse drug reactions, infections, expensive legitimate lawsuits, in-hospital and physician errors, antibiotic resistance due to overprescribing of antibiotics and drugs, and the hundreds of thousands of subsequent unnecessary deaths and injuries. Many people do not realize that there are healthier natural options, and anything unnatural or invasive we are exposed to is likely to cause either immediate or cumulative damage over time.
For more information on how to help your body heal itself naturally without chemicals, information on drug side effects, and harmful disease-causing chemicals in the foods you eat and your environment and how to avoid them, please visit the NatureGem web site at http://www.naturegem.com
About the author:
Deb Bromley is a science and technology researcher and the President of NatureGem Nontoxic Living, an organization devoted to promoting awareness of toxins in our food and environment that can cause disease, and providing access to nutrition information, natural remedies, and alternative health resources. Please visit http://www.naturegem.com for more information.
As you grow older, housing may pose more and more of a concern, especially if your health is failing. If you are worried that you may not be able to take care of your basic needs as you age, such as cleaning, cooking, bathing and maintenance, then looking at your long term health care options is an important choice. Let’s start right away with your options.
In-Home Care
In-home health care is the best option for people who have a higher level of fitness, and want to remain as independent as possible throughout their later years. In this situation, home health care nurses may come and visit you daily, or every couple of days, to take care of your everyday medical needs. Also, a housekeeper may be utilized, as well as a personal health care attendant, who would be responsible for more of the day-to-day living help – such as a companion, driver, cook or the like. In-home health care is quite easy to locate; just contact a nurses’ association or look in the Yellow Pages.
Continuing Care
An intermediary between nursing homes and independent living, continuing care, or retirement communities, offer a wide variety of health benefits and services to their inhabitants. These communities are usually all-inclusive, where dwellers receive lodging, meals, social events, varying levels of health care, and sometimes other perks as well.
Entrance fees for these establishments can be quite high (ranging from $10,000 to over 300,000); added to their monthly fees (ranging from $800-4000), and this option can prove to be expensive health care. However, services are guaranteed for the remainder of your life if you choose this option, and if your health falters, you can always be moved to the nursing home portion of their health care facility.
Because of the all-inclusive nature of this kind of health care, you’ll want to read the fine print carefully in your contract. What are all of the recurring and one-time fees? What exactly is covered with those fees? What health care options are, and are not offered? Do you need to purchase extra health insurance to cover your specific care costs? Also don’t forget to check up with the Better Business Bureau about the status of the facility you are interested in; if you plan on living there the rest of your life, you may want to double check it’s reputation, too.
Nursing Homes
In a very simple sense, nursing homes will take care of your health care needs when you are no longer able to. This may be for a short period of time while you are recovering, or for a longer period of time as you age. Nursing homes are the whole meal deal of health care for the elderly or otherwise incapacitated. If this is an option that you think you may require, there are many things to discuss and consider when looking at your options. Does the home provide the type of care that you will require? Research the history of the nursing home; are there any black spots on their record? Talk to people who have lived there, have used their services, or who are still living there now, if at all possible. Get their viewpoint.
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For more more information about health care please visit
Yoga is an ancient proven tradition that exists for thousands of years and also one of the most ancient cultural heritages in India. The word yoga means, "to unite". But it does not only mean contemplation but also communion and yoking all powers of the body, mind and soul to God. It is a very ancient and efficient system of disciplines and controls designed to produce the integration of the body, mind and spirit. It also achieves higher states of awareness and self-realization by methodical efforts to attain perfection. Even at the workplace, yoga has become extremely popular in many companies, worldwide. Working eight hours a day, five to seven days a week is really stressing. And yoga can just be the answer to this. Yoga reduces stress. It improves flexibility and muscle tone, increases circulation, relieves chronic pain and alleviates anxiety-related disorders. Best of all, it cultivates physical awareness, refreshes your energy, and offers a little vacation from the everyday grind.
There are seven divisions of yoga. Hatha yoga is concerned primarily with the body and the asanas. Bhakti yoga focuses on the path of love and devotion. Mantra yoga has something to do with recitation and repetition of words and verses. Karma yoga is a service through action and work. Janan yoga is on the intellectual path. Raja yoga is a synthesis of Bhakti, Karma, and Janan. And Laya yoga is the secret path or known as the “Yoga of Dissolution”.
Yoga has many advantages over other methods of maintaining health, such as aerobics, athletics, gymnastics, games, and various other forms of exercise and is often described as the best form of health insurance for all from the age of seven to seventy seven or more because it has a lot to offer to everyone. The two main advantages of yoga are prevention of disorders and ailments and maintenance of health and fitness in daily life. Other advantages include supple joints, flexible muscles, relaxed and tension-free mind and efficiently working vital organs such as the heart, lungs, endocrine glands, liver, pancreas and good balance between various functions. When doing yoga, you will not need any costly equipment and materials, or playgrounds, gyms, etc. And you don’t have to worry when is the right time to do it because you can do yoga all throughout the year. It can also be practiced inside the house or in the open, just alone or if you want, in groups. The only thing you need is a thick carpet spread on the floor and covered with a clean sheet of cloth. Remember that yoga should only be practiced on empty stomach although you can do it at any time during the day.
Everyone can benefit from yoga. It will benefit you irrespective of whether you are young or old, lean or heavily built, highly educated or unlettered, rich or poor, from higher or lower middle class, busy, over busy, or retired or worker in the factory or in the field. However, this benefit may not be possible if one does not practice the correct technique of yoga or practice it irregularly. Yoga has a wide range of technique and this can fulfill needs in almost people especially those who really have the determination and the motivation to do the techniques in a regular basis. Yoga can fulfill this need irrespective of your work, or your lifestyle. This can help everyone play his or her roles more efficiently, more smoothly and more comfortably.
About the author:
For more info fitness tips please check out http://www.pilates-for-u.com/
Choosing a health insurance plan that is best for you and your family is one of the most important decisions you'll ever make. Choosing between health plans is not as easy as it once was. Although there is no one best plan, there are some plans that will be better than others for you and your family's health needs. Plans differ, both in how much you have to pay and how easy it is to get the services you need. No plan will pay for all the costs associated with your medical care, some plans will cover more than others.
Most Americans have health insurance through their employers, and every year more employers offer insurance coverage by managed care organizations (MCOs). Today, Americans are in an era of managed care. It's a new experience for most people. Managed care companies may decide what doctor you will see and when, and what treatments will be covered. It requires you to make some important decisions because not all managed care plans are the same.
In choosing a health insurance plan, you have to decide what is most important to you. All plans have tradeoffs. It is worth asking yourself a few questions such as:
- How comprehensive do you want coverage of health care services to be?
- How do you feel about limits on your choice of doctors or hospitals ?
- How do you feel about a primary care doctor referring you to specialists for additional care?
- How convenient does your care need to be?
- How important is the cost of services?
- How much are you willing to spend on health insurance premiums and other health care costs?
- How do you feel about keeping receipts and filing claims?
You might also want to think about whether the services that a health insurance plan offers meet your needs. Call the plan for details about coverage if you have questions. It is worth considering the following:
- Life changes you may be thinking about, such as starting a family or retiring.
- Chronic health conditions or disabilities that you or family members have.
- If you or anyone in your family will need care for the elderly.
- Care for family members who travel a lot, attend college, or spend time at two homes.
Most health insurance plans provide basic medical coverage, but the details are what count. The best plan for someone else may not be the best plan for you. For each plan you are considering it pays off to find out about a range of things from physical examinations and health screenings, care by specialists and prescription drugs to vision care and dental services. It is also important to find out about the various offered services such as medical counseling as well as what is on offer.
Ask if a certain service is limited or not covered. You should find out if what is provided is what you require and if there are special programs for certain types of illness. It is also worth finding out about medicines and equipment that may be needed. Find out what types of care or services the plan will not pay for. These are usually called exclusions. Few indemnity and managed care plans cover treatments that are experimental. Ask how the plan decides what is or is not experimental. Find out what you can do if you disagree with a plan's decision on medical care or coverage.
Finally you should think about the location of services and how far you may be prepared to go for care. On this subject you should consider whether or not the plan handles care when you are away from home.
After you review what benefits are available and decide what is important to you, you can compare plans. Many things should be considered. These include services offered, choice of providers, location, and costs. The quality of care is also a factor to think about.
About the author:
For more great articles about Choosing a Health Plan
Health Care Costs Are Rising At Epidemic Proportions
- Here's How To Protect Yourself
by: Blaine G. Dares
In 2004, employer health insurance premiums increased by 11.2% - nearly four times the rate of inflation. The annual premium for an employer health plan covering a family of four averaged nearly $10,000. The annual premium for single coverage averaged $3,695. Health insurance premiums will rise to an average of more than $14,500 for family coverage in 2006.
In 2004, health care spending in the United States reached $1.7 trillion, and is projected to reach $1.9 trillion in 2005. Health care spending is 4.3 times the amount spent on national defense.
Overall national health care costs will increase further with the implementation of Medicare prescription drug coverage. Too many Americans are uninsured while even a greater percentage have no insurance at all. Uninsured individuals also present a problem for hospitals and other providers who must provide treatment in catastrophic situations without compensation.
Many employees receive restricted coverage and insurance plans that are negotiated between employers and insurance providers limit coverage to a single insurance carrier or an HMO.
Prescription drugs are the fastest-growing part of the nation's health care expense. Pharmacy bills have become a significant item in the budget of most families.
For 37% of Americans without prescription coverage, the problem is critical. Especially for seniors who constitute 12% of the population but use 37% of prescription drugs. The rest especially those without health insurance, is significantly affected by high drug prices.
What has caused this cost increase?
Much of it is due to a riddled health care system of excessive administrative expenses, inflated prices, poor management, inappropriate care, waste and fraud. These problems significantly increase the cost of medical care and health insurance for employers and workers.
On the other side of the cost issue there is the recent development of new effective medications for a variety of illnesses. Such newer "brand name" medications are patent-protected and cost far more than generic medications.
The drug industry argues that the higher cost of new medications helps fund research and development of even newer medicines. Many critics argue that much of the research and development of pharmaceutical products is actually government funded.
Also contributing to the cost increase is marketing. As this is 30% of a drug manufacturer's budget. Brand-name U.S drug makers were reported to employ 81% more people in marketing than in research and development of much needed drugs.
Policymakers and government officials agree that health care costs must be controlled. But they disagree on the best ways to address rapidly escalating health spending. Some favor price controls and imposing strict budgets on health care spending.
Others believe free market competition is the best way to solve the problems but if people can't afford it, how will they protect themselves and their family?
Well there is something you can do and that's become apart of the solution and not the problem by learning more about our troubled medical industry.
Visit http://www.medicalcardsavings.com and sign up to our weekly ezine and receive our Free ebook for complete details and answers to these questions and mo
Share this article with others and we will reward you with cash and more subscribers.
for your eZine. http://www.medicalcardsavings.com/ezinepublisher.html
About the author:
Blaine Dares is the President of Medical Card Savings USA Saving over 1 Million Americans over $100 Million on Dental, Medical, Prescriptions, Vision & Chiropractic Care. Instant Nationwide Savings. For complete details visit http://www.medicalcardsavings.com
About the author:
Blaine Dares is the President of Medical Card Savings USA Saving over 1 Million Americans over $100 Million on Dental, Medical, Prescriptions, Vision & Chiropractic Care. Instant Nationwide Savings. For complete details visit http://www.medicalcardsavings.com
Interestingly enough, pet health insurance has changed in the past couple of years. Now, animal owners are able to afford medical procedures previously prohibitive because of the cost. But many skeptics are concerned that health insurance for pets will see an increase in the red tape us humans already encounter every day.
Animal medicine is one of the few health care services that isn’t financially dependent on health insurance. Medical, dental, surgical and pharmaceuticals are all pretty much covered by health insurance in humans, but veterinary patients are responsible for all of that, themselves. Or, at least their owners are.
Health insurance for pets is very similar to insurance for humans. The same fees, deductibles, coverage rates and plans are all in place, with different plans based on the age, species, and general health of your pet.
Most health insurance policies for animals start around the 6-8 week range, but when the policies end depend on a variety of factors, mostly decided by the health insurance company. Some have age limits, and some don’t.
And just like with humans, some health insurance companies will only accept your pet on their plan if they are healthy; others will accept them only if they have had a stable condition for more than six months in a row.
Currently, deductibles stand around $100 for pet health insurance. Policy costs vary as much as human health insurance does, unfortunately. Some depend on what types and kind of coverage is desired, and yet others are just blanket coverage catch-alls. Some may only cover accidents and illnesses. And more pets usually means a reduced health insurance rate for subsequent animals.
But what if you decide that an health insurance policy is not right for you, and your pet? There are other options, of course!
First, discuss your situation with your Veterinarian. Some animal hospitals offer packages that aren’t quite health insurance, but can offer a rate deal of some sorts on more mundane medical procedures (spaying/neutering, vaccinations, etc.), or packages for your aging animal.
Secondly, research plans that offer discounts on animal health services. PetAssure is one of these companies, but there are a myriad of not-for-profits that may offer this as a side benefit when you join. Or, these same animal not-for-profits may offer financial assistance for pet owners whose health costs are beyond their means – a sort of emergency fund, if you will.
All in all, it depends on you, and your pet(s), whether or not pet health insurance is the right choice. Hopefully, with the help of this article, your choice will be an informed one.
About the author:
For more more information about pet health insurance please visit
Health insurance coverage is a contract used to determine medical benefits that are covered, or not covered, between you and your insurance provider. The insurance company, based on a fee that you provide them on a regular basis, promises to pay health insurance coverage on certain items or benefits listed in that contract. These are called ‘covered’ services. ‘Covered’ services can include a wide variety of things, such as implements, prescriptions, services (such as massage), checkups, tests and/or research.
Your contract should also list all of the things NOT covered in your health insurance coverage – these are items or services that you will need to pay for out of your own pocket, should you require them.
Health Insurance Coverage: What is a Medical Necessity? How is this Different from Covered Services?
Just as it seems, a medical necessity is something that your health professional has deemed a required service/ item that will affect your health negatively should you decide not to purchase it. However, just because your doctor tells you something is a medical necessity does not mean your health insurance actually offers coverage for it.
Since insurance companies decide what health coverage they will and will not provide, you really have no leeway in this area.
Health Insurance Coverage: What Do I Do?
Most doctors try and keep themselves abreast as to what the major insurance companies do, and do not cover when it comes to health coverage. However, there are a LOT of plans out there, so this just isn’t enough. So how can you avoid any nasty surprises during an emergency?
Read your health insurance coverage. You’re better off knowing what your health insurance company will, and will not provide coverage for right off the bat. Then, if your doctor decides on a treatment plan that isn’t covered, you can ask for alternatives that may be.
If there are questions regarding your health insurance coverage, do not hesitate to contact the insurance company. Questions are good, and they expect them.
Health Insurance Coverage: What Do I Do if Something I Need Isn’t Covered?
The gross majority of what your doctor orders for you will be covered in your health insurance plan. If you do get a treatment or supply that isn’t covered, you can always challenge the health insurance coverage. You may not be the only one who requires the same type of service, benefit or item – so you’ll end up fighting not just for yourself, but for others in the same situation.
Ask your doctor for their side, and use this in your claim. It may not help in the end, but if your doctor is on your side, you may be able to convince the health insurance company that coverage is required.
About the author:
For more more information about health insurance coverage please visit
People in general have always felt they could trust doctors and the medical profession, but according to the Journal of the American Medical Association in July 2000, iatrogenic death, also known as death from physician error or death from medical treatment, was the third leading cause of death in America and rising, responsible for at least 250,000 deaths per year. Those statistics are considered conservative by many, as the reported numbers only include in-hospital deaths, not injury or disability, and do not include external iatrogenic deaths such as those resulting from nursing home and other private facility treatments, and adverse effects of prescriptions. One recent study estimated the total unnecessary deaths from iatrogenic causes at approximately 800,000 per year at a cost of $282 billion per year, which would make death from American medicine the leading cause of death in our country.
Currently, at least 2 out of 3 Americans use medications, 32 million Americans are taking three or more medications daily, and commercials and advertisements for pharmaceutical drugs have saturated the marketplace. Although our population is aging, exorbitantly expensive drugs are being marketed and dispensed to younger and younger patients, including many children who years ago would never have been given or needed medication, for everything from ADHD to asthma to bipolar disease and diabetes. Clearly, the state of health in this country is not improving even though there are an increasing number of medications and treatments. Between 2003 and 2010, the number of prescriptions are expected to increase substantially by 47%. In recent years, numerous drugs previously deemed safe by the FDA have been recalled because of their toxicity, after the original drug approvals were actually funded by the invested pharmaceutical companies themselves.
According to the media, thanks to advances in U.S. drugs and medical procedures, Americans are living longer statistically, but they are living longer sicker, with a lower quality of life, and often dependent on multiple expensive synthetic medications that do not cure or address the underlying causes, but only suppress symptoms, often with a plethora of dangerous side effects to the tune of billions of dollars for the drug industry. Considering that the U.S. is supposed to have the most advanced technology in the world and the best health care system, it is at odds that we spend the most on healthcare, yet are the most obese and most afflicted with illness outside of the AIDS epidemic in some third world countries.
Unless you have an acute emergency that requires emergency room care, being admitted to a hospital environment may also be more dangerous to your health than staying out. In 2003, epidemiologists reported in the New England Journal of Medicine that hospital-acquired infections have risen steadily in recent decades, with blood and tissue infections known as sepsis almost tripling from 1979 to 2000. Nearly two million patients in the U.S. get an infection while in the hospital each year, and of those patients over 90,000 die per year, up dramatically from just 13,300 in 1992. Statistics show that approximately 56% of the population has been unnecessarily treated, or mistreated, by the medical industry.
Additionally, as a result of the overuse of pharmaceutical drugs and antibiotics in our bodies and environment, our immune systems have become significantly weakened, allowing antibiotic-resistant strains of disease-causing bacteria to proliferate, leaving us more susceptible to further disease. Not surprisingly, incidences of diseases have been growing at epidemic levels according to the CDC. Now diseases once thought conquered, such as tuberculosis, gonorrhea, malaria, and childhood ear infections are much harder to successfully treat than they were decades ago. Drugs do not cure. They only suppress the symptoms that your body needs to express, while they ignore the underlying root cause. Side effects of synthetic and chemical drugs, which even if they are partly derived from nature have been perverted to make them patentable and profitable, are not healthy or natural, and usually cause more harm than any perceived benefit of the medication.
Where "physician errors" are concerned, these may not be entirely the fault of the doctors, as they are forced to operate within the constraints of their profession or risk losing their license, but doctors have become pawns and spokesmen for the drug companies, and the best interest of the patient has become secondary. In the name of profit, physicians are also under great pressure from hospitals to service patients as quickly as possible, like an assembly line, increasing the likelihood of error.
In conclusion, increases in healthcare costs are not just the result of frivolous law suits, but are primarily the result of a profit-oriented industry that encourages practices that lead to unnecessary and harmful procedures being performed, lethal adverse drug reactions, infections, expensive legitimate lawsuits, in-hospital and physician errors, antibiotic resistance due to overprescribing of antibiotics and drugs, and the hundreds of thousands of subsequent unnecessary deaths and injuries. Many people do not realize that there are healthier natural options, and anything unnatural or invasive we are exposed to is likely to cause either immediate or cumulative damage over time.
For more information on how to help your body heal itself naturally without chemicals, information on drug side effects, and harmful disease-causing chemicals in the foods you eat and your environment and how to avoid them, please visit the NatureGem web site at http://www.naturegem.com
About the author:
Deb Bromley is a science and technology researcher and the President of NatureGem Nontoxic Living, an organization devoted to promoting awareness of toxins in our food and environment that can cause disease, and providing access to nutrition information, natural remedies, and alternative health resources. Please visit http://www.naturegem.com for more information.
In-Home Care
In-home health care is the best option for people who have a higher level of fitness, and want to remain as independent as possible throughout their later years. In this situation, home health care nurses may come and visit you daily, or every couple of days, to take care of your everyday medical needs. Also, a housekeeper may be utilized, as well as a personal health care attendant, who would be responsible for more of the day-to-day living help – such as a companion, driver, cook or the like. In-home health care is quite easy to locate; just contact a nurses’ association or look in the Yellow Pages.
Continuing Care
An intermediary between nursing homes and independent living, continuing care, or retirement communities, offer a wide variety of health benefits and services to their inhabitants. These communities are usually all-inclusive, where dwellers receive lodging, meals, social events, varying levels of health care, and sometimes other perks as well.
Entrance fees for these establishments can be quite high (ranging from $10,000 to over 300,000); added to their monthly fees (ranging from $800-4000), and this option can prove to be expensive health care. However, services are guaranteed for the remainder of your life if you choose this option, and if your health falters, you can always be moved to the nursing home portion of their health care facility.
Because of the all-inclusive nature of this kind of health care, you’ll want to read the fine print carefully in your contract. What are all of the recurring and one-time fees? What exactly is covered with those fees? What health care options are, and are not offered? Do you need to purchase extra health insurance to cover your specific care costs? Also don’t forget to check up with the Better Business Bureau about the status of the facility you are interested in; if you plan on living there the rest of your life, you may want to double check it’s reputation, too.
Nursing Homes
In a very simple sense, nursing homes will take care of your health care needs when you are no longer able to. This may be for a short period of time while you are recovering, or for a longer period of time as you age. Nursing homes are the whole meal deal of health care for the elderly or otherwise incapacitated. If this is an option that you think you may require, there are many things to discuss and consider when looking at your options. Does the home provide the type of care that you will require? Research the history of the nursing home; are there any black spots on their record? Talk to people who have lived there, have used their services, or who are still living there now, if at all possible. Get their viewpoint.
About the author:
For more more information about health care please visit
There are seven divisions of yoga. Hatha yoga is concerned primarily with the body and the asanas. Bhakti yoga focuses on the path of love and devotion. Mantra yoga has something to do with recitation and repetition of words and verses. Karma yoga is a service through action and work. Janan yoga is on the intellectual path. Raja yoga is a synthesis of Bhakti, Karma, and Janan. And Laya yoga is the secret path or known as the “Yoga of Dissolution”.
Yoga has many advantages over other methods of maintaining health, such as aerobics, athletics, gymnastics, games, and various other forms of exercise and is often described as the best form of health insurance for all from the age of seven to seventy seven or more because it has a lot to offer to everyone. The two main advantages of yoga are prevention of disorders and ailments and maintenance of health and fitness in daily life. Other advantages include supple joints, flexible muscles, relaxed and tension-free mind and efficiently working vital organs such as the heart, lungs, endocrine glands, liver, pancreas and good balance between various functions. When doing yoga, you will not need any costly equipment and materials, or playgrounds, gyms, etc. And you don’t have to worry when is the right time to do it because you can do yoga all throughout the year. It can also be practiced inside the house or in the open, just alone or if you want, in groups. The only thing you need is a thick carpet spread on the floor and covered with a clean sheet of cloth. Remember that yoga should only be practiced on empty stomach although you can do it at any time during the day.
Everyone can benefit from yoga. It will benefit you irrespective of whether you are young or old, lean or heavily built, highly educated or unlettered, rich or poor, from higher or lower middle class, busy, over busy, or retired or worker in the factory or in the field. However, this benefit may not be possible if one does not practice the correct technique of yoga or practice it irregularly. Yoga has a wide range of technique and this can fulfill needs in almost people especially those who really have the determination and the motivation to do the techniques in a regular basis. Yoga can fulfill this need irrespective of your work, or your lifestyle. This can help everyone play his or her roles more efficiently, more smoothly and more comfortably.
About the author:
For more info fitness tips please check out http://www.pilates-for-u.com/
What to look for in good Health Insurance
by: Mike Spencer
Health insurance is a kind of protection that provides payment of benefits for covered sickness or injury. Included in health insurance are various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance.
Before sign the health insurance policy make sure that you have read thoroughly the benefit’s section. Take note of any health care service that is not covered by your health insurance policy. Also, pay specific attention to how the health insurance policy is worded. Sometimes, health insurance companies hide the health insurance coverage exclusions within the definitions of words.
For instance, a health insurance company may define the term ‘emergency’ as anything that is life threatening condition that cannot be reasonably treated by a primary care physician. Whereas, your definition of ‘emergency’ may be anything that requires quick medical attention.
Clearly, there is conflict for the two definitions. If you find yourself in an emergency situation where you incur a broker arm, for instance, your insurance company may deny coverage for emergency room treatment of a broken arm for the reason that the broken arm does not fall under the life threatening category.
Therefore, you should read over carefully the health insurance policy definitions, paying close attention to the seven key words:
medical emergency
medically necessary
accidental injury
experimental or investigational
pre certification
pre-existing condition, and
reasonable and customary
These words and any words that are open to interpretation should be regarded with wariness. Find out how your health insurance company defines each of these.
Finally, find the section describing the procedures you must follow in order for your insurance company to reimburse you. These policy conditions or prerequisites are typically worded in a positive tone. Read through each condition carefully, make notes and call your health insurance company with any questions.
You should also compare health insurance contracts before you sign one. In order to compare exclusions, take two policy contracts and find the exclusions sections. If you want to compare a number of health insurance contracts then you could use an online service.
After you obtain your free quote for the health coverage you desire, apply for it online, and you'll obtain all the information that you'll need to compare exclusions of each health insurance policy (though sometimes this will require more research.)
About the author:
Copyright 2005 Mike Spencer
Mike Spencer recently became unemployed and moved into self employment. He was forced to find his own health insurance plan to protect his family. It wasn't as easy as he first thought. Here he shares the pitfalls of various plans and what you need to look out for when picking a good plan for you:
http://www.1st-for-health-insurance.com/articles/what-is-health-insurance.html
With the ever-increasing cost of health care, procedures and medicines, it's no wonder that the cost of health insurance has also dramatically risen over the past few years. But as that's happened, insurance companies and the government have seen the potential negative impact of families and individuals without insurance. There are some things you can do if you don't have health insurance.
A federal mandate requires that all 50 states have a health insurance program for children. Each state was allowed to create a plan tailored to the needs of children in that state, but there are some things that are the same from one state to the next. The first is eligibility.
Government funded health programs typically have very stringent income guidelines. These health insurance programs have income requirements, but the criteria allow higher income than most programs.
Another criteria for participation is that the child isn't covered by any other health insurance. That differs from most programs in a very important way. Most programs say that if the family has access to insurance, they aren't eligible. That means that parents who have employer-based insurance don't qualify. But many of the employer-based plans are too expensive, and workers sometimes simply can't afford the premiums. This program is designed to help fill that gap.
These programs don't cover families - only children. But there are some great benefits for those who qualify. Some states offer mental health benefits, transportation to and from appointments and dental/vision benefits.
If your children don't qualify for this program, or if you're in the market for individual health insurance for an adult or private insurance for a family, you have some options. Even though insurance is typically very expensive, you can take some steps to control costs.
You can eliminate extras such as vision and dental coverage, and increase deductibles to lower the cost of your insurance premiums. Look for policies that don't include maternity benefits and cancer plans as more affordable general health insurance plans. Basic coverage will likely be less expensive than an all-inclusive health insurance program.
Finally, shop before you make a decision. Even if you're offered employer-based insurance, you might find a better deal elsewhere (depending on the amount of employer participation). Look to professional groups for discounts and advice.
About the author:
Jeff Lakie is the founder of Insurance Resources a website providing information on Insurance
Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospital stay makes it imperative that everyone have some type of health care coverage. Government statistics estimate that over 40 million people in America are not covered by any type of health insurance on any given day. That's an enormous number of people who really are taking a financial risk.
Even if you're on a tight, limited budget, it's very important that you pick up some kind of affordable health insurance. Even if you only have a plan that covers unexpected hospitalization, your peace of mind will be greatly enhanced. Keep in mind that a catastrophic health insurance policy can come with a high deductible before their coverage kicks in. They don't pick up the cost of preventive physician visits or emergency room visits to get a few stitches.
Some questions to ask when considering affordable health insurance.
Health insurance is a kind of protection that provides payment of benefits for covered sickness or injury. Included in health insurance are various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance.
Before sign the health insurance policy make sure that you have read thoroughly the benefit’s section. Take note of any health care service that is not covered by your health insurance policy. Also, pay specific attention to how the health insurance policy is worded. Sometimes, health insurance companies hide the health insurance coverage exclusions within the definitions of words.
For instance, a health insurance company may define the term ‘emergency’ as anything that is life threatening condition that cannot be reasonably treated by a primary care physician. Whereas, your definition of ‘emergency’ may be anything that requires quick medical attention.
Clearly, there is conflict for the two definitions. If you find yourself in an emergency situation where you incur a broker arm, for instance, your insurance company may deny coverage for emergency room treatment of a broken arm for the reason that the broken arm does not fall under the life threatening category.
Therefore, you should read over carefully the health insurance policy definitions, paying close attention to the seven key words:
medical emergency
medically necessary
accidental injury
experimental or investigational
pre certification
pre-existing condition, and
reasonable and customary
These words and any words that are open to interpretation should be regarded with wariness. Find out how your health insurance company defines each of these.
Finally, find the section describing the procedures you must follow in order for your insurance company to reimburse you. These policy conditions or prerequisites are typically worded in a positive tone. Read through each condition carefully, make notes and call your health insurance company with any questions.
You should also compare health insurance contracts before you sign one. In order to compare exclusions, take two policy contracts and find the exclusions sections. If you want to compare a number of health insurance contracts then you could use an online service.
After you obtain your free quote for the health coverage you desire, apply for it online, and you'll obtain all the information that you'll need to compare exclusions of each health insurance policy (though sometimes this will require more research.)
About the author:
Copyright 2005 Mike Spencer
Mike Spencer recently became unemployed and moved into self employment. He was forced to find his own health insurance plan to protect his family. It wasn't as easy as he first thought. Here he shares the pitfalls of various plans and what you need to look out for when picking a good plan for you:
http://www.1st-for-health-insurance.com/articles/what-is-health-insurance.html
Health Insurance - Are You Covered?
by: Jeff Lakie
A federal mandate requires that all 50 states have a health insurance program for children. Each state was allowed to create a plan tailored to the needs of children in that state, but there are some things that are the same from one state to the next. The first is eligibility.
Government funded health programs typically have very stringent income guidelines. These health insurance programs have income requirements, but the criteria allow higher income than most programs.
Another criteria for participation is that the child isn't covered by any other health insurance. That differs from most programs in a very important way. Most programs say that if the family has access to insurance, they aren't eligible. That means that parents who have employer-based insurance don't qualify. But many of the employer-based plans are too expensive, and workers sometimes simply can't afford the premiums. This program is designed to help fill that gap.
These programs don't cover families - only children. But there are some great benefits for those who qualify. Some states offer mental health benefits, transportation to and from appointments and dental/vision benefits.
If your children don't qualify for this program, or if you're in the market for individual health insurance for an adult or private insurance for a family, you have some options. Even though insurance is typically very expensive, you can take some steps to control costs.
You can eliminate extras such as vision and dental coverage, and increase deductibles to lower the cost of your insurance premiums. Look for policies that don't include maternity benefits and cancer plans as more affordable general health insurance plans. Basic coverage will likely be less expensive than an all-inclusive health insurance program.
Finally, shop before you make a decision. Even if you're offered employer-based insurance, you might find a better deal elsewhere (depending on the amount of employer participation). Look to professional groups for discounts and advice.
About the author:
Jeff Lakie is the founder of Insurance Resources a website providing information on Insurance
Even if you're on a tight, limited budget, it's very important that you pick up some kind of affordable health insurance. Even if you only have a plan that covers unexpected hospitalization, your peace of mind will be greatly enhanced. Keep in mind that a catastrophic health insurance policy can come with a high deductible before their coverage kicks in. They don't pick up the cost of preventive physician visits or emergency room visits to get a few stitches.
Some questions to ask when considering affordable health insurance.
- Can your and/or your family afford to pay ALL your medical expenses if you're sick or injured?
- How much is the deductible?
- How much are the premiums?
With a little searching and comparison shopping you find the best rate for your personal affordable health insurance.
About the author:
Mike Yeager
Author/Publisher http://www.a1-healthinsurance-4u.com/
How to Shop for Individual Health Insurance
by: Keith Thompson
If you find yourself in the position of shopping for an individual health insurance policy, there are certain things you'll want to keep in mind. Whether you are coming out of a job that covered you before, or are at the end of your COBRA benefits, or simply have never had coverage before there are things you can do to get coverage on yourself and your loved ones.
The basic thing to know is that if you have a shot a group health insurance, whether through a job or an association you're a member of, that is usually much more affordable than buying individual health insurance on your own. First you need to figure out your health insurance goals; in other words, what are you after? If you're young, healthy as a horse, no dependents and not attempting Mt. Everest next week, you may want to opt for a policy that covers only the catastrophes, and cover the rest out-of-pocket. On the flip side of that, if you're the sole bread winner with a family to support, the scenario is different.
The basic choices you'll have are Fee-for-Service, Managed Care Plans, and Association-based health insurance. Fee-for-service is the traditional indemnity plan, harder to acquire, more expensive, but usually great coverage. Managed care plans include most HMO's and PPO's. These offer lower costs but your choices are somewhat limited. Another way to get insured is through a group or association you may already be a member of, such as professional, religious or trade organizations. Often they may offer health insurance. It's worth checking out, as sometimes you can strike gold in this vein.
Things to consider when you're looking for any policy are what's covered on this plan, how much are the monthly premiums, what is the yearly out-of-pocket, what is the deductible, how much are office visits, does it cover preventative medicine, vision, dental? And I'm sure you can come up with many of your own. Sit down before you go shopping and make a list of your needs and wants, and decide in advance what you're willing to give to get. Be aware that once you start getting quotes they can vary as much as 50% for the same person! Remember, you're shopping, and nobody's making you do anything. If one insurer isn't cutting it, move on to another. If you're coming at this cold and have no good recommendations it may be wise to use a broker who represents several companies, as he or she wil be more likely to find the best policy for you, as opposed to selling the company they work for.
Shopping for individual health insurance can be frustrating and time-consuming, but if you come armed with facts you'll be able to navigate this highly competitive and ever-changing field.
About the author:
Copyright 2005 Keith Thompson
Keith Thompson is the webmaster at http://www.health-insurance.giftsforbiz.com, a site geared toward helping you find great individual health insurance!
If you find yourself in the position of shopping for an individual health insurance policy, there are certain things you'll want to keep in mind. Whether you are coming out of a job that covered you before, or are at the end of your COBRA benefits, or simply have never had coverage before there are things you can do to get coverage on yourself and your loved ones.
The basic thing to know is that if you have a shot a group health insurance, whether through a job or an association you're a member of, that is usually much more affordable than buying individual health insurance on your own. First you need to figure out your health insurance goals; in other words, what are you after? If you're young, healthy as a horse, no dependents and not attempting Mt. Everest next week, you may want to opt for a policy that covers only the catastrophes, and cover the rest out-of-pocket. On the flip side of that, if you're the sole bread winner with a family to support, the scenario is different.
The basic choices you'll have are Fee-for-Service, Managed Care Plans, and Association-based health insurance. Fee-for-service is the traditional indemnity plan, harder to acquire, more expensive, but usually great coverage. Managed care plans include most HMO's and PPO's. These offer lower costs but your choices are somewhat limited. Another way to get insured is through a group or association you may already be a member of, such as professional, religious or trade organizations. Often they may offer health insurance. It's worth checking out, as sometimes you can strike gold in this vein.
Things to consider when you're looking for any policy are what's covered on this plan, how much are the monthly premiums, what is the yearly out-of-pocket, what is the deductible, how much are office visits, does it cover preventative medicine, vision, dental? And I'm sure you can come up with many of your own. Sit down before you go shopping and make a list of your needs and wants, and decide in advance what you're willing to give to get. Be aware that once you start getting quotes they can vary as much as 50% for the same person! Remember, you're shopping, and nobody's making you do anything. If one insurer isn't cutting it, move on to another. If you're coming at this cold and have no good recommendations it may be wise to use a broker who represents several companies, as he or she wil be more likely to find the best policy for you, as opposed to selling the company they work for.
Shopping for individual health insurance can be frustrating and time-consuming, but if you come armed with facts you'll be able to navigate this highly competitive and ever-changing field.
About the author:
Copyright 2005 Keith Thompson
Keith Thompson is the webmaster at http://www.health-insurance.giftsforbiz.com, a site geared toward helping you find great individual health insurance!
How To Get Fit And Slash Your Health Insurance Costs
by: Neil Stelling
Okay, before we start, let me explain the purpose of this article. I want you to get so healthy, you'll never need to make a health insurance claim. You'll save money by increased fitness. You'll save money with a long no-claims insurance history. And you'll look and feel much better.
There's three sides to your maximum health and fitness.
Diet, and Exercise. But that's only two ! Let me split
Exercise into Aerobic exercise and Aneorobic exercise.
Get all three right. Get the right balance. And you'll get as fit and healthy as your body and genetics will allow.
Whole forests of paper have been filled with advice on each of these fitness factors. Just go into your local bookstore, and see shelves of diet advice. Shelves of exercise advice.
Funny how so much contradicts itself, especially for diet e.g right next to each other on the shelf, you'll find a book advocating low carbs & low fat; another saying high fat is okay if you keep the carbs low. Yet another focuses on high protein, and says carbs don't matter...
* Diet
Let me give you this simple diet advice. Stick to low fat, low carbs and high protein. Many medical and weight loss studies over the last 10-20 years prove this approach. Many other diet myths come from way back in time, and look just plain wrong when analyzed with modern methods.
* Aerobic Exercise
Couch potatoes don't realize how easily they can start feeling fit and healthy. Just walk somewhere 3-4 times per week, for around 20 minutes each time. Ideally, do some more demanding aerobic exercise. I do a lot of cycling, because it's great low-impact exercise.
And I get to see beautiful scenery while I ride. Running provides even more intensive aerobic exercise, but careful of your joints. Maybe you prefer hiking, to see the local countryside ? Or take up a sport like rowing or tennis. You also get to meet new friends by taking up exercise as a sport.
* Anaerobic Exercise
Many people work on their diet. Many people take aerobic exercise. But many people ignore anaerobic exercise, or weight training.
What makes weight training so important ?
As you get older, muscle mass decreases. Muscle burns fat. So as you lose muscle, it gets harder to keep the fat off. Equally important, weight training can reshape your body. No matter how much aerobic exercise you do, you'll still be a pear shape (a smaller pear shape) if you started out a pear shape.
Using weights you can flatten your stomach, tone your thighs, bulk up your chest and shoulders, and reshape your body any way you want.
Weight training is incredibly beneficial to your general skeleton strength and conditioning. Older women can reduce the effects of osteoporosis, and older men can maintain their strength and agility.
This short article can do nothing more than provide an introduction to the three keys to your health. Follow these and you shouldn't need to make a health insurance claim.
Slash your health insurance costs with a long no-claims bonus. Slash your health insurance costs with any insurer who rates your fitness.
About the author:
"How To Get Fit And Slash Your Health Insurance Costs" - by Neil Stelling BSc, MBA
© DigiLectual Inc. 2004
http://www.healthinsurance--quotes.com/
Are you thinking about buying health insurance? With so many different alternatives, it is difficult to know which to choose.
When choosing a health insurance plan, never base your decision solely on the monthly premium. There are many other cost factors -- deductibles, co-payments, and the like -- that will determine the true price tag of your insurance. You'll need to read the fine print of the health insurance plan, including what it does and does not cover, the in-network versus out-of-network coverage and costs, claims processing procedures, and the coverage limits.
Know Your Health Care Needs
The first step is to review the scope of your needs: coverage just for yourself, for a large family, or something in between?
Next assess the health needs for all you intend to include in your health insurance plan. Are there any pre-existing conditions to consider? Does someone need to have access to certain medical specialists or medical institutions?
Research and Compare Your Options
The answers to the above questions will give you a good starting point in your search for the right health insurance plan.
Next, you need to explore your options. If you're getting group insurance through your employer, your options will be limited to what the company offers. Otherwise, you'll need to more research and comparison shopping. At a minimum, you have to understand the difference between the 2 basic types of health insurance plans offered today: the Indemnity Plan, and the Managed Care Plan with its variants.
Indemnity Plans and Managed Care
An Indemnity Plan offers the freedom to choose when and where you will seek medical assistance. Along with this freedom usually comes higher out-of-pocket costs. For many this is a fair trade-off.
Managed Care Plans are more restrictive, and require you to utilize the medical professionals and institutions that are part of the plan's "network." Participants often need pre-approval for medical services that are beyond basic preventive care. The costs for this type of plan are usually lower than Indemnity Plans. For those who are basically healthy, don't mind who provides their medical services, and who need to control medical costs, Managed Care Plans are usually the better choice.
This is a very basic comparison of the types of health insurance plans available. It is a first step in your own data gathering and analysis process.
Select The Right Company
Once you've done your homework and know what you want, you need to choose the right health insurance company. Many companies offer health insurance, from well-known corporate giants to small independent outlets. As with any major purchase, you'll want to research these companies before making a final decision.
Also, find out which state or federal agency regulates the type of health insurance you're considering, in case you have questions or experience problems.
Each type of health care plan has advantages and disadvantages. It is in your best interest to research thoroughly, so that the health plan you choose will be the right one for you and your family. For today and for years to come.
About the author:
Ron King is a full-time researcher, writer, and web developer.
Okay, before we start, let me explain the purpose of this article. I want you to get so healthy, you'll never need to make a health insurance claim. You'll save money by increased fitness. You'll save money with a long no-claims insurance history. And you'll look and feel much better.
There's three sides to your maximum health and fitness.
Diet, and Exercise. But that's only two ! Let me split
Exercise into Aerobic exercise and Aneorobic exercise.
Get all three right. Get the right balance. And you'll get as fit and healthy as your body and genetics will allow.
Whole forests of paper have been filled with advice on each of these fitness factors. Just go into your local bookstore, and see shelves of diet advice. Shelves of exercise advice.
Funny how so much contradicts itself, especially for diet e.g right next to each other on the shelf, you'll find a book advocating low carbs & low fat; another saying high fat is okay if you keep the carbs low. Yet another focuses on high protein, and says carbs don't matter...
* Diet
Let me give you this simple diet advice. Stick to low fat, low carbs and high protein. Many medical and weight loss studies over the last 10-20 years prove this approach. Many other diet myths come from way back in time, and look just plain wrong when analyzed with modern methods.
* Aerobic Exercise
Couch potatoes don't realize how easily they can start feeling fit and healthy. Just walk somewhere 3-4 times per week, for around 20 minutes each time. Ideally, do some more demanding aerobic exercise. I do a lot of cycling, because it's great low-impact exercise.
And I get to see beautiful scenery while I ride. Running provides even more intensive aerobic exercise, but careful of your joints. Maybe you prefer hiking, to see the local countryside ? Or take up a sport like rowing or tennis. You also get to meet new friends by taking up exercise as a sport.
* Anaerobic Exercise
Many people work on their diet. Many people take aerobic exercise. But many people ignore anaerobic exercise, or weight training.
What makes weight training so important ?
As you get older, muscle mass decreases. Muscle burns fat. So as you lose muscle, it gets harder to keep the fat off. Equally important, weight training can reshape your body. No matter how much aerobic exercise you do, you'll still be a pear shape (a smaller pear shape) if you started out a pear shape.
Using weights you can flatten your stomach, tone your thighs, bulk up your chest and shoulders, and reshape your body any way you want.
Weight training is incredibly beneficial to your general skeleton strength and conditioning. Older women can reduce the effects of osteoporosis, and older men can maintain their strength and agility.
This short article can do nothing more than provide an introduction to the three keys to your health. Follow these and you shouldn't need to make a health insurance claim.
Slash your health insurance costs with a long no-claims bonus. Slash your health insurance costs with any insurer who rates your fitness.
About the author:
"How To Get Fit And Slash Your Health Insurance Costs" - by Neil Stelling BSc, MBA
© DigiLectual Inc. 2004
http://www.healthinsurance--quotes.com/
When choosing a health insurance plan, never base your decision solely on the monthly premium. There are many other cost factors -- deductibles, co-payments, and the like -- that will determine the true price tag of your insurance. You'll need to read the fine print of the health insurance plan, including what it does and does not cover, the in-network versus out-of-network coverage and costs, claims processing procedures, and the coverage limits.
Know Your Health Care Needs
The first step is to review the scope of your needs: coverage just for yourself, for a large family, or something in between?
Next assess the health needs for all you intend to include in your health insurance plan. Are there any pre-existing conditions to consider? Does someone need to have access to certain medical specialists or medical institutions?
Research and Compare Your Options
The answers to the above questions will give you a good starting point in your search for the right health insurance plan.
Next, you need to explore your options. If you're getting group insurance through your employer, your options will be limited to what the company offers. Otherwise, you'll need to more research and comparison shopping. At a minimum, you have to understand the difference between the 2 basic types of health insurance plans offered today: the Indemnity Plan, and the Managed Care Plan with its variants.
Indemnity Plans and Managed Care
An Indemnity Plan offers the freedom to choose when and where you will seek medical assistance. Along with this freedom usually comes higher out-of-pocket costs. For many this is a fair trade-off.
Managed Care Plans are more restrictive, and require you to utilize the medical professionals and institutions that are part of the plan's "network." Participants often need pre-approval for medical services that are beyond basic preventive care. The costs for this type of plan are usually lower than Indemnity Plans. For those who are basically healthy, don't mind who provides their medical services, and who need to control medical costs, Managed Care Plans are usually the better choice.
This is a very basic comparison of the types of health insurance plans available. It is a first step in your own data gathering and analysis process.
Select The Right Company
Once you've done your homework and know what you want, you need to choose the right health insurance company. Many companies offer health insurance, from well-known corporate giants to small independent outlets. As with any major purchase, you'll want to research these companies before making a final decision.
Also, find out which state or federal agency regulates the type of health insurance you're considering, in case you have questions or experience problems.
Each type of health care plan has advantages and disadvantages. It is in your best interest to research thoroughly, so that the health plan you choose will be the right one for you and your family. For today and for years to come.
About the author:
Ron King is a full-time researcher, writer, and web developer.
Copyright 2005 Ron King.
Kamis, 10 April 2008
Are You Sometimes Confused by Written Medical Instructions?
by: Emily Clark
Now, imagine what it would be like if you were sick, scared and had only third grade reading skills. Your doctor tells you, "You've got to follow these instructions exactly, or you could die."
About 200 recent studies have shown the reading difficulty of most health related materials FAR exceeds the average reading abilities of the American adult. One of the biggest silent health problems today is the gap between health materials and reading skills.
In the United States, the average reading level is eighth grade. In 1992, the Educational Testing Service determined that half U.S. adults read at between first and eight grade level. That is about 148 million people. It gets worse. One quarter of Americans
read BELOW FOURTH GRADE level, meaning 74 million people would struggle with even the simplest, most well written health materials.
Does it matter? Do you remember the anthrax scare, when someone was putting deadly white powder into our mail system?
During that terrorist scare, the U.S. post office mailed millions of post cards to Americans. The post cards told people how to protect themselves from the deadly infection. They gave instructions on how to handle and report suspicious mail. These post cards were written at between ninth and eleventh grade reading level.
More than half the people who got that mailing could not read it well enough to protect themselves and others. Does it matter? Do 148 million people matter? Will it matter the next time the terrorists strike?
Do you remember the mailing the Surgeon General sent out explaining how to avoid contracting HIV? He made every effort to see that it was written in clear, simple language. He got criticism for just how plain talking it was in places. A later evaluation of that document showed that it was written at between seventh and ninth grade level. Half the people receiving it read at a level BELOW what was required to read it. No wonder the infection keeps spreading.
Think about it. For millions of people, the problem is not just the tiny print on prescription bottles. The problem is the words themselves. What does "take on an empty stomach" mean exactly?
When should you "take four times a day"? Perhaps your doctor explained to you at the office. Do you remember what the doctor said a week later?
Have you ever read the instructions for testing and assessing blood sugar levels? Have you ever tried to fill out a Medicare form? Do you struggle with letters from your health insurance provider?
Only 45% of asthmatics with literacy problems knew that they should stay away from things they are allergic to even if they
WERE taking asthma medication. 89% of the people reading at high school level were clear about the same information. It's not a matter of intelligence. It's a matter of a missing skill which well-educated health providers presume is present in their readers when they sit down to write.
There are two parts to the problem: the writer and the reader.
Recently, the public health community has begun efforts to raise awareness. They are alerting the medical providers to the impact of health literacy issues. Some fledgling efforts are underway to provide clearer, simpler materials for the public. People are finding alternatives to reading for presenting the same information.
There is a long way to go. Sign up now with your local literacy program as a volunteer. Drop in on your elderly neighbor and help her learn to read the specialized health material so critical in her life. (You may want to ask her about her life first, to save embarrassment when you learn you're talking to a retired English teacher). Start with all those ridiculously obscure materials her doctor sent home with her about glaucoma. You can go on to that Medicare form she needs to send in tomorrow.
Do you want to know what eighth grade reading level is? You just read 700 words of it. 74 million Americans reading at below fourth grade level could have found it too hard for them to understand.
Copyright 2005 Richard Keir
Shopping around for medical insurance can be a confusing business. You need to keep your wits about you and keep track of the benefits and costs of each policy and each type of policy. Too often we tend to look at the price first and the rest of the policy becomes a blur of fine print. And we're off to check the next policy.
Slow down. There some important things you should do before you start chasing around to get a policy. Doing these few things will make the whole process simpler and clearer - and you're much more likely to make a good decision.
You need to carefully consider your situation. Think about these questions and note your answers:
What's the general state of your health?
How old are you?
Do you have any serious medical problems currently or in your medical history?
Do you have any history of recurring or on-going medical needs?
Do you use tobacco? How much?
Do you drink? How much?
Are you over- or under-weight for your height, body-type and age?
Is your job hazardous?
Do you participate in any activities or sports that could affect your health?
Now this may be unpleasant but if there's any chance an insurance company could discover a history of drug or alcohol abuse or sexual behavior that might put you in a high risk group, you may want to be direct and upfront about it - especially if it's in the past. Having a claim denied later because you had failed to disclose medical information to the insurance company would be far more upsetting - and very expensive. The same goes for any significant medical condition. Insurance companies are in it to make a profit - at least most of them are. Paying large claims isn't their favorite activity, so they often do investigate.
If you're seeking a family policy you'll need to make the same analysis for everyone and consider carefully what kind of coverage you want.
Do you need dental, orthodontic, pregnancy, mental health, and/or drug coverage? Do you need long-term care coverage, either inpatient or in a nursing facility? Assisted living coverage? What about traveler's or international coverage?
If there's a possibility that you may require - or want - in-home care as opposed to a residential nursing or assisted living facility, be sure that coverage is included and be sure you understand exactly what you can expect to receive.
Think about deductibles and what you could afford pay to reduce your insurance costs. But be very careful here, because medical expenses tend to pile up quickly and reach nearly insane levels for complex treatments or inpatient stays. Many drugs in common use are ridiculously over-priced and depending on the specifics of your insurance you may not be able to use the least expensive sources.
If you will end up with multiple sources of coverage, be clear about how they fit together and what the rules are about overlapping or combined benefits.
Once you are clear on your current situation, your (and other family member's) medical history, and your projected needs, you can begin looking in a organized way with a better sense of where you're going and what will actually meet your needs. This may seem like a tedious process, but it will serve you well in finding appropriate and affordable health insurance and making sure your health care needs can be met by the medical insurance you choose.
Take some time to work through these questions. Write down your answers. Make a chart with your desired coverages and any special conditions the policy must meet. As you look at health insurance policies, note the rules, exclusions, information about pre-existing conditions, any limitations, the dollar amounts covered and especially any deductibles.
Don't try to do too much at once. If you hurry, it'll become confusing and tiring. You may hate it (I know I do), but you really do need to read all that fine print and understand it. That's not a task to rush through. You might as well face up to it, because it's a lot better to do it BEFORE you need medical services than after you get a bill for the uncovered portion that sends you into shock.
So is it an impossible job to find health insurance that works for you? Not at all. There's a world of resources on the internet to help you find the policy you need. Just be sure to do your homework first.
About the author:
Richard is a writer, educator and consultant providing services to medical, scientific and business professionals. For more on choosing a health insurance policy or finding the best medical plan for you, visit http://www.aboutinsurance.info/
America is getting more obese every year. Even our children are becoming dangerously obese, even though we are more self conscious over our appearance. So what's the magic bullet to getting trim and fit. Well, I'll be honest, there isn't any. First, we are all limited by our heredity. If your father has a spare tire, you're probably going to be predisposed to have one yourself if your a man. If you're a woman, you are going to have fight off your mother's big hips. Today Americans have more money than they ever have before. No matter what people say about the economy, gradually over the years, Americans have become richer, and they eat to prove it. Even poor families eat more than middle class families of previous generations. Poor families often find it even harder to lose weight because junk food is cheaper, and they don't have enough money, or as much time to be active, other than working.
If your job requires you to sit all day, you are in a world of hurt as well. You are not going to burn very many calories sitting all day. Plus boredom tends to create a desire to eat more.
So what am I suggesting? Here are some thoughts you might want to consider. First of all, you really have to want to be in shape if you are going to have a prayer of losing weight. It's not easy. You've got to want it. Second, you have to make a decision in your life to live healthier. Eat moderately all the time. Don't starve yourself and set yourself up for failure later. Your metabolism is just going to slow down anyway.
Most of the time people just eat too large of portions. Keep your portions moderately sized, and eat more times a day. Stop eating when you are full. There is no need to stuff yourself every meal. And, contrary to what your mother may have taught you, you don't have to eat everything that is on your plate. The smaller your portions and the more times you eat the faster your metabolism is going to be. Here is the biggest thing people don't want to do. You have to exercise. Moderate exercise can bring you from obese to a much healthier size. Find activities you like to do, and do it. The more you enjoy it, the more you'll be able to stick with it.
No excuses. There really is no reason not to attempt to get into shape. I heard something from a preacher's sermon that really makes sense. He basically said that some men work half of their lives to make money, and then give away the same money the other half of their lives to try and regain the health they lost gaining the money in the first place. The idea is don't put work in front of health. Health costs are getting worse all the time. Unless your health insurance is great, you can't make enough money to overcome the health costs you are going to have if you don't take care of yourself now. If your excuse is that you are too out of shape to do anything, or you just can't cut back on your food because of depression, boredom, etc. Then see your doctor and ask what you can do to start heading towards physical fitness. You've got one life to live. So don't waste it.
The biggest problem we face in America today is laziness. Pure and simple. Did you know that working out helps you when you are depressed or having problems with anxiety. The more you lay around, the more discouraged you are going to get. It's a terrible cycle. People say they are too tired from working. I can understand that, but even 30 minutes a day can make a big difference. Work out during the commercials while you watch television. If you've got kids take them outside and play with them. Kids are doing nothing, but watching TV and playing video games. If you play with your kids your helping yourself and them at the same time.
It's a lot easier to keep it off than it is to lose it after you gain it. So even if you think you are in great shape, don't stop working out. It's a lot easier to keep up a steady routine than to have to burn off extra fat. Your body tends to fight you when your losing weight by giving you cravings for food. Just remember your body is more important than your big screen. Don't just sit back watching football all day. Go play some football. Live life don't just be a spectator.
About the author:
webmaster of several site and weight lifter. check out these health and fitness magazines for great exercise tips http://www.subscribe-to-magazines.us/health_fitness_magazine.htm
Now, imagine what it would be like if you were sick, scared and had only third grade reading skills. Your doctor tells you, "You've got to follow these instructions exactly, or you could die."
About 200 recent studies have shown the reading difficulty of most health related materials FAR exceeds the average reading abilities of the American adult. One of the biggest silent health problems today is the gap between health materials and reading skills.
In the United States, the average reading level is eighth grade. In 1992, the Educational Testing Service determined that half U.S. adults read at between first and eight grade level. That is about 148 million people. It gets worse. One quarter of Americans
read BELOW FOURTH GRADE level, meaning 74 million people would struggle with even the simplest, most well written health materials.
Does it matter? Do you remember the anthrax scare, when someone was putting deadly white powder into our mail system?
During that terrorist scare, the U.S. post office mailed millions of post cards to Americans. The post cards told people how to protect themselves from the deadly infection. They gave instructions on how to handle and report suspicious mail. These post cards were written at between ninth and eleventh grade reading level.
More than half the people who got that mailing could not read it well enough to protect themselves and others. Does it matter? Do 148 million people matter? Will it matter the next time the terrorists strike?
Do you remember the mailing the Surgeon General sent out explaining how to avoid contracting HIV? He made every effort to see that it was written in clear, simple language. He got criticism for just how plain talking it was in places. A later evaluation of that document showed that it was written at between seventh and ninth grade level. Half the people receiving it read at a level BELOW what was required to read it. No wonder the infection keeps spreading.
Think about it. For millions of people, the problem is not just the tiny print on prescription bottles. The problem is the words themselves. What does "take on an empty stomach" mean exactly?
When should you "take four times a day"? Perhaps your doctor explained to you at the office. Do you remember what the doctor said a week later?
Have you ever read the instructions for testing and assessing blood sugar levels? Have you ever tried to fill out a Medicare form? Do you struggle with letters from your health insurance provider?
Only 45% of asthmatics with literacy problems knew that they should stay away from things they are allergic to even if they
WERE taking asthma medication. 89% of the people reading at high school level were clear about the same information. It's not a matter of intelligence. It's a matter of a missing skill which well-educated health providers presume is present in their readers when they sit down to write.
There are two parts to the problem: the writer and the reader.
Recently, the public health community has begun efforts to raise awareness. They are alerting the medical providers to the impact of health literacy issues. Some fledgling efforts are underway to provide clearer, simpler materials for the public. People are finding alternatives to reading for presenting the same information.
There is a long way to go. Sign up now with your local literacy program as a volunteer. Drop in on your elderly neighbor and help her learn to read the specialized health material so critical in her life. (You may want to ask her about her life first, to save embarrassment when you learn you're talking to a retired English teacher). Start with all those ridiculously obscure materials her doctor sent home with her about glaucoma. You can go on to that Medicare form she needs to send in tomorrow.
Do you want to know what eighth grade reading level is? You just read 700 words of it. 74 million Americans reading at below fourth grade level could have found it too hard for them to understand.
The information contained in this article is for educational purposes only and is not intended to medically diagnose, treat or cure any disease. Consult a health care practitioner before beginning any health care program.
About the author:
Emily Clark is editor at Lifestyle Health News and Medical Health News where you can find the most up-to-date advice and information on many medical, health and lifestyle topics.
About the author:
Emily Clark is editor at Lifestyle Health News and Medical Health News where you can find the most up-to-date advice and information on many medical, health and lifestyle topics.
Shopping around for medical insurance can be a confusing business. You need to keep your wits about you and keep track of the benefits and costs of each policy and each type of policy. Too often we tend to look at the price first and the rest of the policy becomes a blur of fine print. And we're off to check the next policy.
Slow down. There some important things you should do before you start chasing around to get a policy. Doing these few things will make the whole process simpler and clearer - and you're much more likely to make a good decision.
You need to carefully consider your situation. Think about these questions and note your answers:
What's the general state of your health?
How old are you?
Do you have any serious medical problems currently or in your medical history?
Do you have any history of recurring or on-going medical needs?
Do you use tobacco? How much?
Do you drink? How much?
Are you over- or under-weight for your height, body-type and age?
Is your job hazardous?
Do you participate in any activities or sports that could affect your health?
Now this may be unpleasant but if there's any chance an insurance company could discover a history of drug or alcohol abuse or sexual behavior that might put you in a high risk group, you may want to be direct and upfront about it - especially if it's in the past. Having a claim denied later because you had failed to disclose medical information to the insurance company would be far more upsetting - and very expensive. The same goes for any significant medical condition. Insurance companies are in it to make a profit - at least most of them are. Paying large claims isn't their favorite activity, so they often do investigate.
If you're seeking a family policy you'll need to make the same analysis for everyone and consider carefully what kind of coverage you want.
Do you need dental, orthodontic, pregnancy, mental health, and/or drug coverage? Do you need long-term care coverage, either inpatient or in a nursing facility? Assisted living coverage? What about traveler's or international coverage?
If there's a possibility that you may require - or want - in-home care as opposed to a residential nursing or assisted living facility, be sure that coverage is included and be sure you understand exactly what you can expect to receive.
Think about deductibles and what you could afford pay to reduce your insurance costs. But be very careful here, because medical expenses tend to pile up quickly and reach nearly insane levels for complex treatments or inpatient stays. Many drugs in common use are ridiculously over-priced and depending on the specifics of your insurance you may not be able to use the least expensive sources.
If you will end up with multiple sources of coverage, be clear about how they fit together and what the rules are about overlapping or combined benefits.
Once you are clear on your current situation, your (and other family member's) medical history, and your projected needs, you can begin looking in a organized way with a better sense of where you're going and what will actually meet your needs. This may seem like a tedious process, but it will serve you well in finding appropriate and affordable health insurance and making sure your health care needs can be met by the medical insurance you choose.
Take some time to work through these questions. Write down your answers. Make a chart with your desired coverages and any special conditions the policy must meet. As you look at health insurance policies, note the rules, exclusions, information about pre-existing conditions, any limitations, the dollar amounts covered and especially any deductibles.
Don't try to do too much at once. If you hurry, it'll become confusing and tiring. You may hate it (I know I do), but you really do need to read all that fine print and understand it. That's not a task to rush through. You might as well face up to it, because it's a lot better to do it BEFORE you need medical services than after you get a bill for the uncovered portion that sends you into shock.
So is it an impossible job to find health insurance that works for you? Not at all. There's a world of resources on the internet to help you find the policy you need. Just be sure to do your homework first.
About the author:
Richard is a writer, educator and consultant providing services to medical, scientific and business professionals. For more on choosing a health insurance policy or finding the best medical plan for you, visit http://www.aboutinsurance.info/
If your job requires you to sit all day, you are in a world of hurt as well. You are not going to burn very many calories sitting all day. Plus boredom tends to create a desire to eat more.
So what am I suggesting? Here are some thoughts you might want to consider. First of all, you really have to want to be in shape if you are going to have a prayer of losing weight. It's not easy. You've got to want it. Second, you have to make a decision in your life to live healthier. Eat moderately all the time. Don't starve yourself and set yourself up for failure later. Your metabolism is just going to slow down anyway.
Most of the time people just eat too large of portions. Keep your portions moderately sized, and eat more times a day. Stop eating when you are full. There is no need to stuff yourself every meal. And, contrary to what your mother may have taught you, you don't have to eat everything that is on your plate. The smaller your portions and the more times you eat the faster your metabolism is going to be. Here is the biggest thing people don't want to do. You have to exercise. Moderate exercise can bring you from obese to a much healthier size. Find activities you like to do, and do it. The more you enjoy it, the more you'll be able to stick with it.
No excuses. There really is no reason not to attempt to get into shape. I heard something from a preacher's sermon that really makes sense. He basically said that some men work half of their lives to make money, and then give away the same money the other half of their lives to try and regain the health they lost gaining the money in the first place. The idea is don't put work in front of health. Health costs are getting worse all the time. Unless your health insurance is great, you can't make enough money to overcome the health costs you are going to have if you don't take care of yourself now. If your excuse is that you are too out of shape to do anything, or you just can't cut back on your food because of depression, boredom, etc. Then see your doctor and ask what you can do to start heading towards physical fitness. You've got one life to live. So don't waste it.
The biggest problem we face in America today is laziness. Pure and simple. Did you know that working out helps you when you are depressed or having problems with anxiety. The more you lay around, the more discouraged you are going to get. It's a terrible cycle. People say they are too tired from working. I can understand that, but even 30 minutes a day can make a big difference. Work out during the commercials while you watch television. If you've got kids take them outside and play with them. Kids are doing nothing, but watching TV and playing video games. If you play with your kids your helping yourself and them at the same time.
It's a lot easier to keep it off than it is to lose it after you gain it. So even if you think you are in great shape, don't stop working out. It's a lot easier to keep up a steady routine than to have to burn off extra fat. Your body tends to fight you when your losing weight by giving you cravings for food. Just remember your body is more important than your big screen. Don't just sit back watching football all day. Go play some football. Live life don't just be a spectator.
About the author:
webmaster of several site and weight lifter. check out these health and fitness magazines for great exercise tips http://www.subscribe-to-magazines.us/health_fitness_magazine.htm
Kamis, 03 April 2008
Wild medicine and Tansy cakes
Wild medicine and Tansy cakes
by: Simon Mitchell
It started with the Tansy cakes. I had to ask myself 'Why would anyone eat anything so utterly disgusting in taste'? Chrysanthemum Vulgare is a common perennial in the British Isles and the name Tansy is said to be derived from the Greek 'athansia', meaning 'immortal'. Reasons suggested for this include the fact that the dried flower lasts forever or that it has a medicinal quality contributing to long life. Looking back to Greek literature, Tansy was given by the Gods to Ganymede to make him immortal. In the language of flowers the gift of Tansy means 'Rejected address' - " I am not interested in you". Its strange taste, not unlike the smell of 'mothballs' might have something to do with this.
Tansy certainly had a reputation as a vermicide and vermifuge (killing and dispelling intestinal worms) in the middle ages. John Gerard wrote in his 17th century Herball:
"In the Spring time are made with the leaves here of newly sprung up, and with eggs, cakes of Tansies, which be pleasant to taste, and good for the stomacke. For if any bad humours cleave there unto, it doth perfectly concoct them and scoure them downewards".
Tansy was a common kitchen garden herb for medicinal and culinary use, in place of expensive foreign spices such as nutmeg and cinnamon. It was used to flavour custard, cakes, milk puddings, omlettes and freshwater fish. In Ireland it was included in sausages called 'Drisheens'. Its use as a springtime 'cleanser' became ritualised into a part of the Christian religious Easter traditions;
"On Easter Sunday be the pudding seen,
To which the Tansy lends her sober green."
The consensus on this much written about herb is that it was used at Easter to purify the blood after lent. This consensus shows a problem though, in that in England the plant does not show leaves until the end of May - well after Easter. This is evidence of the assimilation of natural 'self-medicating' herbalism into a controlling religious patriarchy.
Observation of wild and domesticated animals shows that they regularly self-medicate with wild plants. Sick chimpanzees chew bitter leaves from a bush not normally part of their diet, and then recover. Research by Michael Hoffman shows that a particular nematode worm is common in the monkey's gut during the rainy season and that their chewing of the leaves coincided with the prevalence of this parasite, which it destroyed. This was the same bush that local tribes use to get rid of stomach parasites.
Dogs and cats self medicate by eating couch grass or cleavers. Parrots, chickens, camels, snow geese, starlings - all have been observed consuming substances normally alien to their diet to remedial effect. Bears particularly are venerated by North American Indian culture because they symbolise the powers of 'regeneration'. North American Indians discovered the use of a root called Osha from bears. It is so effective as an all round painkiller, antiviral, antipeptic that it is now on the endangered species list.
The Woolly Bear caterpillar has also been observed to change its diet according to whether it is infected by a particular parasite. Normally a Lupin eater, the caterpillar increases its chance of surviving a particular fly parasite by changing to a diet of Poison Hemlock. Self-medication is not therefore a 'rational choice' in other species, but a carefully integrated part of a survival mechanism against an invisible predator - disease. Humans seem to have lost this sense of their own health and are not usually informed as to the uses of plants growing around them.
Humans often self-medicate though - alcohol indulgence to deal with stress being an obvious example of this or the ready availability of pharmaceutical or street drugs. We often consume substances such as caffeine or sugar drinks for easy energy. The natural trait towards self-medicating may well be at the basis of many of our unconscious 'eating choices'. Potatoes contain a form of opiate and all foods to some extent can act as 'alteratives' to a unique physiology. We talk about comfort foods and rewarding ourselves with treats to eat. Often we might have a favourite food that can help if we feel too ill to eat, like scrambled egg. This is a unique food because it contains all of the amino acids we need to digest it. Chocolate is to many the ultimate comfort food treat.
An extreme example of what we do is shown in 'Pica' where a person gets uncontrollable desires to eat certain edible (and inedible) substances. This condition occurs in pregnant women and is thought to express the need for particular minerals. Because our food sources are often limited to processed (and demineralised) food, and because of the destruction of herbal folk-lore and access to wild medicine, many of us have lost touch with our 'health sense' and an ability to use food or wild plants for self-medication. A regular preventative 'detox' was an essential part of our diet at one time and if you like the taste of mothballs you could even try Tansy cakes.
Article with thanks to Roger Phillips and Michael Hoffma
Simon Mitchell
The Wild Herbal at http://www.simonthescribe.co.uk/wildflower.html
Why PR Can be Effective "Medicine"
Why PR Can be Effective "Medicine"
by: Robert A. Kelly
Please feel free to publish this article and resource box in your ezine, newsletter, offline publication or website. A copy would be appreciated at bobkelly@TNI.net. ord count is 1145 including guidelines and resource box. Robert A. Kelly © 2005.
Why PR Can be Effective “Medicine”
When properly applied by business, non-profit and association managers, public relations “medicine” does something positive about the behaviors of those important external audiences of theirs that MOST affect their operations.
It’s easy-to-swallow “medicine” when it leads managers to persuade those key outside folks to their way of thinking, then move them to take actions that allow the manager’s department, division or subsidiary to succeed.
In other words, effective public relations “medicine” is applied when PR alters individual perception leading to changed behaviors among a manager’s target “publics,” thus helping achieve his or her managerial objectives.
Here’s the underlying essence: people act on their own perception of the facts before them, which leads to predictable behaviors about which something can be done. When we create, change or reinforce that opinion by reaching, persuading and moving-to-desired-action the very people whose behaviors affect the organization the most, the public relations mission is accomplished.
But managers should always remember that their PR effort must demand more than special events, brochures and press releases if they are to come up with the public relations results they paid for.
Here’s a sampling of what this “medicine” can deliver: fresh proposals for strategic alliances and joint ventures; capital givers or specifying sources beginning to look your way; customers starting to make repeat purchases; membership applications on the rise; community leaders beginning to seek you out; welcome bounces in show room visits; prospects starting to do business with you; higher employee retention rates, and even politicians and legislators starting to view you as a key member of the business, non-profit or association communities.
Luckily, your PR people are already in the perception and behavior business, so they should be of real use for this initial opinion monitoring project. But you must be certain of several things. First, who among your PR team really understands the blueprint outlined above and shows commitment to its implementation, starting with key audience perception monitoring? Second, be certain that your public relations people really accept why it’s SO mportant to know how your most important outside audiences perceive your operations, products or services. 2nd third, make sure they believe that perceptions almost always result in behaviors that can help or hurt your operation.
Review the bidding with your PR staff. Especially your same plan for monitoring and gathering perceptions by questioning members of your most important outside audiences. Questions along these lines: how much do you know about our organization? Have you had prior contact with us and were you pleased with the interchange? Are you familiar with our services or products and employees? Have you experienced problems with our people or procedures?
You may wish to use those PR folks of yours in that monitoring capacity since, as noted, they’re already in the perception and persuasion business. And further, because it can run into real money using professional survey firms to do the opinion gathering work. But, whether it’s your people or a survey firm asking the questions, the objective remains the same: identify untruths, false assumptions, unfounded rumors, inaccuracies, misconceptions and any other negative perception that might translate into hurtful behaviors.
Here, you are aiming at creating a PR goal that does something about the most serious problem areas you uncovered during your key audience perception monitoring. Will it be to straighten out that dangerous misconception? Correct that gross inaccuracy? Or, stop that potentially painful rumor cold?
Where you establish a goal, you must establish a strategy that tells you how to get there. So keep in mind that there are just three strategic options available when it comes to doing something about perception and opinion. Change existing perception, create perception where there may be none, or reinforce it. The wrong strategy pick will taste like blue cheese on your corn flakes, so be sure your new strategy fits well with your new public relations goal. You wouldn’t want to select “change” when the facts dictate a strategy of reinforcement.
It’s always a challenge to create an actionable message that will help persuade any audience to your way of thinking. Here, you must do so, and it must be a well-written message target directly at your key external audience. Identify your strongest writer because s/he must build some very special, corrective language. Words that are not merely compelling, persuasive and believable, but clear and factual if they are to shift perception/opinion towards your point of view and lead to the behaviors you have in mind.
Now it’s selection time once again, namely, the communications tactics most likely to carry your
message to the attention of your target audience. There are scores available. From speeches, facility tours, emails and brochures to consumer briefings, media interviews, newsletters, personal meetings and many others. But you must be certain that the tactics you pick are known to reach folks just like your audience members.
By the way, you may wish to keep this kind of message low profile and unveil it before smaller
meetings and presentations rather than using higher-profile news releases. Reason is, the
credibility of any message is fragile and always at stake, so how you communicate it is a concern.
You’ll need preliminary progress reports, which will alert you and your PR team to begin a second perception monitoring session with members of your external audience. You’ll want to use many of the same questions used in the first benchmark session. But now, you will be on red alert for signs that the bad news perception is being altered in your direction.
If things are not moving fast enough for you, you always have the option of accelerating the effort by adding more communications tactics as well as increasing their frequencies.
The value of public relations as effective medicine for managers becomes clearer when you realize that the people you deal with behave like everyone else – they act upon their perceptions of the facts they hear about you and your operation. Which means you really have little choice but to deal promptly and effectively with those perceptions by doing what is necessary to reach and move those key external audiences of yours to actions you desire.
end
About the author:
Bob Kelly counsels, writes and speaks to business, non-profit and association managers about using the fundamental premise of public relations to achieve their operating objectives. He has been DPR, Pepsi-Cola Co.; AGM-PR, Texaco Inc.; VP-PR, Olin Corp.; VP-PR, Newport News Shipbuilding & Drydock Co.; director of communications, U.S. Department of the Interior, and deputy assistant press secretary, The White House. He holds a bachelor of science degree from Columbia University, major in public relations.
mailto:bobkelly@TNI.net Visit:http://www.prcommentary.com
Please feel free to publish this article and resource box in your ezine, newsletter, offline publication or website. A copy would be appreciated at bobkelly@TNI.net. ord count is 1145 including guidelines and resource box. Robert A. Kelly © 2005.
Why PR Can be Effective “Medicine”
When properly applied by business, non-profit and association managers, public relations “medicine” does something positive about the behaviors of those important external audiences of theirs that MOST affect their operations.
It’s easy-to-swallow “medicine” when it leads managers to persuade those key outside folks to their way of thinking, then move them to take actions that allow the manager’s department, division or subsidiary to succeed.
In other words, effective public relations “medicine” is applied when PR alters individual perception leading to changed behaviors among a manager’s target “publics,” thus helping achieve his or her managerial objectives.
Here’s the underlying essence: people act on their own perception of the facts before them, which leads to predictable behaviors about which something can be done. When we create, change or reinforce that opinion by reaching, persuading and moving-to-desired-action the very people whose behaviors affect the organization the most, the public relations mission is accomplished.
But managers should always remember that their PR effort must demand more than special events, brochures and press releases if they are to come up with the public relations results they paid for.
Here’s a sampling of what this “medicine” can deliver: fresh proposals for strategic alliances and joint ventures; capital givers or specifying sources beginning to look your way; customers starting to make repeat purchases; membership applications on the rise; community leaders beginning to seek you out; welcome bounces in show room visits; prospects starting to do business with you; higher employee retention rates, and even politicians and legislators starting to view you as a key member of the business, non-profit or association communities.
Luckily, your PR people are already in the perception and behavior business, so they should be of real use for this initial opinion monitoring project. But you must be certain of several things. First, who among your PR team really understands the blueprint outlined above and shows commitment to its implementation, starting with key audience perception monitoring? Second, be certain that your public relations people really accept why it’s SO mportant to know how your most important outside audiences perceive your operations, products or services. 2nd third, make sure they believe that perceptions almost always result in behaviors that can help or hurt your operation.
Review the bidding with your PR staff. Especially your same plan for monitoring and gathering perceptions by questioning members of your most important outside audiences. Questions along these lines: how much do you know about our organization? Have you had prior contact with us and were you pleased with the interchange? Are you familiar with our services or products and employees? Have you experienced problems with our people or procedures?
You may wish to use those PR folks of yours in that monitoring capacity since, as noted, they’re already in the perception and persuasion business. And further, because it can run into real money using professional survey firms to do the opinion gathering work. But, whether it’s your people or a survey firm asking the questions, the objective remains the same: identify untruths, false assumptions, unfounded rumors, inaccuracies, misconceptions and any other negative perception that might translate into hurtful behaviors.
Here, you are aiming at creating a PR goal that does something about the most serious problem areas you uncovered during your key audience perception monitoring. Will it be to straighten out that dangerous misconception? Correct that gross inaccuracy? Or, stop that potentially painful rumor cold?
Where you establish a goal, you must establish a strategy that tells you how to get there. So keep in mind that there are just three strategic options available when it comes to doing something about perception and opinion. Change existing perception, create perception where there may be none, or reinforce it. The wrong strategy pick will taste like blue cheese on your corn flakes, so be sure your new strategy fits well with your new public relations goal. You wouldn’t want to select “change” when the facts dictate a strategy of reinforcement.
It’s always a challenge to create an actionable message that will help persuade any audience to your way of thinking. Here, you must do so, and it must be a well-written message target directly at your key external audience. Identify your strongest writer because s/he must build some very special, corrective language. Words that are not merely compelling, persuasive and believable, but clear and factual if they are to shift perception/opinion towards your point of view and lead to the behaviors you have in mind.
Now it’s selection time once again, namely, the communications tactics most likely to carry your
message to the attention of your target audience. There are scores available. From speeches, facility tours, emails and brochures to consumer briefings, media interviews, newsletters, personal meetings and many others. But you must be certain that the tactics you pick are known to reach folks just like your audience members.
By the way, you may wish to keep this kind of message low profile and unveil it before smaller
meetings and presentations rather than using higher-profile news releases. Reason is, the
credibility of any message is fragile and always at stake, so how you communicate it is a concern.
You’ll need preliminary progress reports, which will alert you and your PR team to begin a second perception monitoring session with members of your external audience. You’ll want to use many of the same questions used in the first benchmark session. But now, you will be on red alert for signs that the bad news perception is being altered in your direction.
If things are not moving fast enough for you, you always have the option of accelerating the effort by adding more communications tactics as well as increasing their frequencies.
The value of public relations as effective medicine for managers becomes clearer when you realize that the people you deal with behave like everyone else – they act upon their perceptions of the facts they hear about you and your operation. Which means you really have little choice but to deal promptly and effectively with those perceptions by doing what is necessary to reach and move those key external audiences of yours to actions you desire.
end
About the author:
Bob Kelly counsels, writes and speaks to business, non-profit and association managers about using the fundamental premise of public relations to achieve their operating objectives. He has been DPR, Pepsi-Cola Co.; AGM-PR, Texaco Inc.; VP-PR, Olin Corp.; VP-PR, Newport News Shipbuilding & Drydock Co.; director of communications, U.S. Department of the Interior, and deputy assistant press secretary, The White House. He holds a bachelor of science degree from Columbia University, major in public relations.
mailto:bobkelly@TNI.net Visit:http://www.prcommentary.com
Why Modern Medicine is the Greatest Threat to Health
Why Modern Medicine is the Greatest Threat to Health
by: Dr. Randy Wysong
There is the underlying assumption that modernity translates into better health. A corollary of this logic is that we can live our lives pretty much as we want because we can always buy a repair. You know, the car won't start, the TV is broken, the telephone is dead – no problem. Just call in an expert, spend some money and all is well.
People carry this over to their thinking about health. Our ticker falters, joints creak or an unwanted growth pops up – no problem. Buy some modern medical care. If that doesn't work, it's a problem of money, better insurance, more hospital funding, more research for the "cure," more doctors, better equipment and more technology. Right?
Wrong.
Don't take my word for it. Listen to the perpetrators themselves. The following is taken right from the pages of the Journal of the American Medical Association (July 26, 2000): "Of 13 countries in a recent (health) comparison, the United States (the most modern and advanced in the world) ranks an average of 12th (second from the bottom)..."
For example, the U.S. ranks:
· last for low birth weight
· last for neonatal and infant mortality overall
· 11th for post neonatal mortality
· last for years of potential life lost
· 11th for female life expectancy at one year, and next to last for males
· 10th for age adjusted mortality
The World Health Organization, using different indicators, ranked the U.S. 15th among 25 industrialized nations. (If ranked against "primitive" cultures eating and living as humans were designed, the whole industrialized world would be at the bottom of the heap.)
Some might say these dismal results are because of smoking, alcohol, cholesterol, animal fats and poor penetration of medical care. Not so. Countries where these health risks are greater have better overall health according to epidemiological studies. It's also not due to lack of technology. The U.S. is, for example, second only to Japan in the number of magnetic resonance imaging units (MRIs) and computed tomography scanners per unit of population. Neither can lack of medical personnel be blamed since the U.S. has the greatest number of employees per hospital bed in the world.
So what is the problem? Here are some clues as revealed in the same journal cited above:
· 12,000 deaths per year from unnecessary surgery
· 7,000 deaths per year from medication errors in hospitals
· 20,000 deaths per year from other hospital errors
· 80,000 deaths per year from nosocomial (originating in a hospital) infections
· 106,000 deaths per year from adverse effects of medications
That totals 225,000 deaths per year, the third leading cause of death, behind heart disease and cancer. Another study – we're talking just hospital related deaths here – estimates 284,000 deaths per year. An analysis of outpatient care jumps these figures by 199,000 deaths for a new total of 483,000 medically related deaths per year. And this assumes doctors and hospitals eagerly report all their mistakes. Think so?
The poor health ranking in the U.S. is in large part not because of lack of modern medical care, it is because of it! This does not deny that each person’s life choices do not impact health as well. People cannot live with abandon and then expect anybody to fix it regardless of their technology and skills. You can imagine the frustration physicians must feel faced day-to-day with patients wanting a quick fix for a lifetime of unhealthy life choices. Be that as it may, it does not deny that modern medicine in and of itself is a huge risk to those who surrender to it.
Why do we not hear more about this? It is just too difficult to come to grips with the inevitable – and unbelievable – conclusion: When all the deaths (not counting the hundreds of thousands who are maimed or otherwise harmed but don't die) reported and not reported are tallied, medical intervention is arguably the leading cause of death in our country.
Time to splash some cold water on the rely-on-modern-medicine inebriation. And remember folks, the above are just cold statistics. Take any one of these numbers and humanize it to the real pain, suffering, financial devastation, grief and family disruption, and each one is a heart rending story deserving of anyone's deep concern and sympathy. It is a tragedy of a magnitude unequalled by anything in human history. And it's repeated every year. It makes 9-11, all the deaths in all U.S. wars, deaths by auto, homicides and everything else pale in comparison. (Not to minimize the tragedy of each of those things.)
The media should be shouting about medical risks from atop their broadcast towers. But there is mostly silence, just reports in obscure (to the public) medical and scientific publications. In the meantime, trusting people keep flocking to the slaughter. From just 1995 to 2002, pharmaceutical sales jumped from $65 billion to over $200 billion. That's about one prescription for each man, woman and child in the country every month. This escalation in medical dependency is paralleled in surgeries, lab tests, emergency room admissions, elective procedures and outpatient visits.
You can do something about it. Begin today to take control of your own health destiny. The philosophical paradigm of conventional, allopathic, symptom based, reductionistic, crisis care, episodic, after-the-fact medicine is seriously flawed ... and very deadly. Good and well meaning doctors are hamstrung by wrong philosophical premises. They are crippled every bit as much as those who once believed in a flat Earth. Trying to achieve health with modern allopathic medicine is like trying to fix computers with a hammer, just because that's the only tool you were taught to use or believe in.
Don't wait for the system to change. Old ideas die too hard. The mega-medical industry is not going to be quick in either admitting error or revamping itself. Your health is at stake. Think prevention and natural holistic cure. Study, learn, grow, be skeptical, change lifestyle, be self-reliant – be a thinking person. That's your best road to health.
About the author:
Dr. Wysong is a former veterinary clinician and surgeon, college instructor in human anatomy, physiology and the origin of life, inventor of numerous medical, surgical, nutritional, athletic and fitness products and devices, research director for the present company by his name and founder of the philanthropic Wysong Institute. He is author of The Creation-Evolution Controversy now in its eleventh printing, a new two volume set on philosophy for living, several books on nutrition, prevention and health for people and animals and over 15 years of monthly health newsletters. He may be contacted at Wysong@Wysong.net and a free subscription to his e-Health Letter is available at http://www.wysong.net.
There is the underlying assumption that modernity translates into better health. A corollary of this logic is that we can live our lives pretty much as we want because we can always buy a repair. You know, the car won't start, the TV is broken, the telephone is dead – no problem. Just call in an expert, spend some money and all is well.
People carry this over to their thinking about health. Our ticker falters, joints creak or an unwanted growth pops up – no problem. Buy some modern medical care. If that doesn't work, it's a problem of money, better insurance, more hospital funding, more research for the "cure," more doctors, better equipment and more technology. Right?
Wrong.
Don't take my word for it. Listen to the perpetrators themselves. The following is taken right from the pages of the Journal of the American Medical Association (July 26, 2000): "Of 13 countries in a recent (health) comparison, the United States (the most modern and advanced in the world) ranks an average of 12th (second from the bottom)..."
For example, the U.S. ranks:
· last for low birth weight
· last for neonatal and infant mortality overall
· 11th for post neonatal mortality
· last for years of potential life lost
· 11th for female life expectancy at one year, and next to last for males
· 10th for age adjusted mortality
The World Health Organization, using different indicators, ranked the U.S. 15th among 25 industrialized nations. (If ranked against "primitive" cultures eating and living as humans were designed, the whole industrialized world would be at the bottom of the heap.)
Some might say these dismal results are because of smoking, alcohol, cholesterol, animal fats and poor penetration of medical care. Not so. Countries where these health risks are greater have better overall health according to epidemiological studies. It's also not due to lack of technology. The U.S. is, for example, second only to Japan in the number of magnetic resonance imaging units (MRIs) and computed tomography scanners per unit of population. Neither can lack of medical personnel be blamed since the U.S. has the greatest number of employees per hospital bed in the world.
So what is the problem? Here are some clues as revealed in the same journal cited above:
· 12,000 deaths per year from unnecessary surgery
· 7,000 deaths per year from medication errors in hospitals
· 20,000 deaths per year from other hospital errors
· 80,000 deaths per year from nosocomial (originating in a hospital) infections
· 106,000 deaths per year from adverse effects of medications
That totals 225,000 deaths per year, the third leading cause of death, behind heart disease and cancer. Another study – we're talking just hospital related deaths here – estimates 284,000 deaths per year. An analysis of outpatient care jumps these figures by 199,000 deaths for a new total of 483,000 medically related deaths per year. And this assumes doctors and hospitals eagerly report all their mistakes. Think so?
The poor health ranking in the U.S. is in large part not because of lack of modern medical care, it is because of it! This does not deny that each person’s life choices do not impact health as well. People cannot live with abandon and then expect anybody to fix it regardless of their technology and skills. You can imagine the frustration physicians must feel faced day-to-day with patients wanting a quick fix for a lifetime of unhealthy life choices. Be that as it may, it does not deny that modern medicine in and of itself is a huge risk to those who surrender to it.
Why do we not hear more about this? It is just too difficult to come to grips with the inevitable – and unbelievable – conclusion: When all the deaths (not counting the hundreds of thousands who are maimed or otherwise harmed but don't die) reported and not reported are tallied, medical intervention is arguably the leading cause of death in our country.
Time to splash some cold water on the rely-on-modern-medicine inebriation. And remember folks, the above are just cold statistics. Take any one of these numbers and humanize it to the real pain, suffering, financial devastation, grief and family disruption, and each one is a heart rending story deserving of anyone's deep concern and sympathy. It is a tragedy of a magnitude unequalled by anything in human history. And it's repeated every year. It makes 9-11, all the deaths in all U.S. wars, deaths by auto, homicides and everything else pale in comparison. (Not to minimize the tragedy of each of those things.)
The media should be shouting about medical risks from atop their broadcast towers. But there is mostly silence, just reports in obscure (to the public) medical and scientific publications. In the meantime, trusting people keep flocking to the slaughter. From just 1995 to 2002, pharmaceutical sales jumped from $65 billion to over $200 billion. That's about one prescription for each man, woman and child in the country every month. This escalation in medical dependency is paralleled in surgeries, lab tests, emergency room admissions, elective procedures and outpatient visits.
You can do something about it. Begin today to take control of your own health destiny. The philosophical paradigm of conventional, allopathic, symptom based, reductionistic, crisis care, episodic, after-the-fact medicine is seriously flawed ... and very deadly. Good and well meaning doctors are hamstrung by wrong philosophical premises. They are crippled every bit as much as those who once believed in a flat Earth. Trying to achieve health with modern allopathic medicine is like trying to fix computers with a hammer, just because that's the only tool you were taught to use or believe in.
Don't wait for the system to change. Old ideas die too hard. The mega-medical industry is not going to be quick in either admitting error or revamping itself. Your health is at stake. Think prevention and natural holistic cure. Study, learn, grow, be skeptical, change lifestyle, be self-reliant – be a thinking person. That's your best road to health.
About the author:
Dr. Wysong is a former veterinary clinician and surgeon, college instructor in human anatomy, physiology and the origin of life, inventor of numerous medical, surgical, nutritional, athletic and fitness products and devices, research director for the present company by his name and founder of the philanthropic Wysong Institute. He is author of The Creation-Evolution Controversy now in its eleventh printing, a new two volume set on philosophy for living, several books on nutrition, prevention and health for people and animals and over 15 years of monthly health newsletters. He may be contacted at Wysong@Wysong.net and a free subscription to his e-Health Letter is available at http://www.wysong.net.
Why Choose Naturopathic Medicine?
Why Choose Naturopathic Medicine?
by: Dr. Tara Barker
Naturopathic medicine is a system and philosophy of medicine that has been around for hundreds, perhaps thousands, of years. Before the advent of ‘conventional’ medicine, which uses a wide variety of drugs and surgical procedures, almost every doctor learned how to use herbs, minerals, homeopathy, and other natural methods to treat disease. Since the early 1900’s and with the discovery of antibiotics, usage and public knowledge of naturopathic medicine has declined. This was most likely due to the ‘quick fix’ nature of many of the new drugs developed and increased safety of surgical procedures. Diseases such as influenza and measles, which today are generally nuisances and easily treated in most people, were very scary and sometimes life threatening in these earlier times. The plague literally plagued people.
Today we are blessed with better opportunities for proper nutrition, hygiene, and information about these diseases, all of which lessen the threat of many of the more common diseases becoming life threatening. The attraction that people had towards conventional medicine was and is understandable. Treatments that decrease symptoms of a disease are often well received by patients who are dealing with a troublesome condition. Most advances in technology are viewed as progress and people want the best, especially where their health or that of their loved ones is concerned. The problem that came with this flux towards conventional medicine was that it was new and no one knew what the side effects or long-term effects of using synthetic drugs would be. Also, most people abandoned the more natural methods of health care and stopped caring for themselves in a way that would keep them strong and vital. Instead they began using pills and surgery as ‘fixes’ when things went wrong.
They began to eat more processed foods that have fewer vitamins and minerals. Our environment became more polluted. Most doctors know little about nutrition, how or what to eat, or what to do with people affected by the environment. As well, the more scientific medicine gets, the less people understand it. This leads to people feeling ignorant about health matters and leaving all the power in their doctor’s hands.
So, here we are today. When people feel sick or know something is wrong, they make an appointment and usually get a prescription. If that doesn’t work, another prescription is tried. If a person is lucky, they get sick very infrequently and live healthy lives. Complications arise when the treatments given don’t work or cause side effects that need another treatment to lessen them. What happens if you have allergies, asthma, and diabetes? How many prescriptions do you take? What if the drugs given interact with each other or cause a nutritional deficiency? What about the people who are on a drug for the rest of their lives? What about people with chronic diseases that have been told they have no cure but the symptoms can be ‘managed’?
What causes many of the above problems is the philosophy of the medicine used. The focus should not be (however contrary it may sound) how to get rid of whatever ails you, but why it began. If you can find out what causes your disease and why it began for you, it is entirely possible to foster your health in such a way that your body heals itself. It does little good to get rid of an ear infection in your child if it returns again.
Why take an antiviral daily to suppress herpes outbreaks when this can be done with lifestyle and natural methods that do the same thing while enhancing your immunity? If you have advanced heart disease, diabetes, or cancer, what feelings of hope do you have that your life can be enhanced? If you take medications daily, perhaps in increasing doses, for the rest of your life with your only hope to have better or stable lab test results, that doesn’t sound like the quality life you could be having. Did you know that with changes to your lifestyle and natural therapies you could increase the energy you feel as well as possibly reverse many of the damaging changes you now live with?
There are natural treatments for every complaint. I once heard from a wise doctor, “There are no incurable diseases, only incurable people”. What he meant was that every case of cancer may not be curable, but it is possible to cure cancer. No condition is incurable. What happens in treatment is more a factor of the person, the nature of the disease, and other variables, and not so much which disease is being treated. It is more difficult, of course, to treat diseases that are long-standing, severe, or in other ways complicated. But that does not mean it can never been done. If a person does not want treatment and they get something from being in the place they are at, that makes recovery all the more difficult. It is much easier to treat conditions when they first start and when the person wishes to be well. But still there are no guarantees.
What tends to work best for most people is a multifaceted approach to treating their condition. First, treat the whole person. Find out what their needs are and treat them physically, mentally, emotionally, and spiritually, as they need it. Treat their whole body. Migraines, arthritis, and urinary infections can be related and not separate diseases. A person may not need antibiotics or removal of an organ, they may need something that seems entirely unrelated. The toddler with constant stomach pains may not need medication; he may need to change day cares. Try to understand what is going on for the person.
Second, treat them in such a way as to increase their vitality. The goal is to increase the healing response within so that the body becomes healthier and reverses the disease process naturally and in its time (if this is possible). It may be necessary to provide some symptomatic relief, but the goal of a treatment should not be to simply suppress the symptoms. Just because symptoms are gone does not mean that the disease is not there. The goal is a complete cure and no return of the condition (sometimes this is possible, at other times it is not). Your body holds an incredible healing force that wants to keep you in harmonious balance at all times.
Think of the miracle of healing a broken bone. Think of how microorganisms cause your lungs much distress in bronchitis, yet how well you breathe and how complete the cure when the body is done healing that condition. Think of the miracle of life itself. If disease arises when we hinder the body in maintaining its perfect balance, then restoring conditions of balance will help our bodies to heal themselves. After all, it is not the antibiotic that heals you. The antibiotic simply kills off enough bacteria to allow your body the upper hand. Ask yourself if the body shouldn’t have the upper hand to begin with. If you really do need antibiotics, what is causing the bacteria to gain the upper hand?
Naturopathic medicine strives to restore balance by removing any obstacles keeping your body from healing itself. Physicians using this medicine understand the importance of treating each person individually and in a way that helps restore their natural vitality. They also try to use the most gentle yet effective treatment possible to avoid causing side effects or interactions between treatments. Naturopathic physicians also recognize the importance of using conventional medicine when it is necessary.
They will also use appropriate lab work, x-rays, and other tools for diagnosis and tracking when necessary. As all physicians, they frequently will refer a complicated condition to providers who can give the patient the best care along with the natural treatments. Naturopaths regard the wants and needs of their patients highly. A patient is encouraged to share their goals and take and active part in their healthcare. Consultations and treatments are generally longer than those with a conventional practitioner so questions can be addressed and a healing relationship established.
For more information or questions on related topics, please visit www.MyWebND.com. Get all your health questions answered from a licensed Naturopathic physician without the wait for an office visit. Well-researched, reliable information is now available and easy to find.
Herbal Medicine? Is It Safe?
What Is Herbal Medicine? Is It Safe?
by: Charlene J. Nuble
Herbal medicine is the use of plant and herb extracts for their therapeutic value. Most plants contain and produce chemical substances that aid in healing and other physical treatments.
Herbal medicine is the oldest form of healthcare and constitutes a key role in the development of modern medicine as we know it today. Back when technology was still unheard of, primitive men utilised the vast flora around them to the fullest extent, observing both plant and animal life and their components, eventually giving birth to herbal medicine. In a study by the World Health Organization on herbal medicine use, about 80f the world's populace still rely on herbal medicine to cure certain ailments and about 74f the drugs we use today contain at least one botanical element. For instance, Chinese Herbal Medicine's use of ephedrine to cure respiratory conditions still exists in the present time. Ephedrine remains an active ingredient in most of the commercial drugs that are being prescribed to relieve asthma symptoms.
Herbal medicine is defined by three schools of thought: Ayurvedic Herbalism, Traditional Chinese Herbalism and Western Herbal Medicine. While both Ayurvedic and Chinese herbal medicine have moved on to advanced forms, western herbal medicine remains a part of folk treatments. Herbal medicine is, first and foremost, holistic. It aims to address not just a particular symptom, but also to help the whole body rejuventate strengthen itself. And while there is no scientific evidence that all herbal medicines claiming to have healing powers are actually effective, the number the herbal medicines that have been placed under clinical testing have proved their worth. The list of known kinds includes echinacea, which is used to temper colds, St John's wort, used to treat mild depression (without using Prozac), and hawthorne berries, which help in the recovery process from mild heart failures.
Is herbal medicine a direct substitute to modern medication? It depends. While herbal medicines are extracted naturally from plants, not all are safe to use; particularly if they are taken with other types of treatments that may not be complementary. Also, herbal medicine is often used only for mild ailments. If the symptoms are more serious, it is best to consult a trained practitioner of herbal medicine who can tell you which ones are appropriate and recommend dosage levels and frequency. Presently, most of the recommended herbal medicines fall outside of standard drug regulations, thus, not all of their claims to fame are guaranteed and true. And even as common sense tells us that herbal medicine has been around for thousand of years, giving an impression that it is quite an authority, it is not recommended to self-diagnose.
Always keep in mind that herbal medicines are still medicines and, therefore, share the likelihood of having side effects as regular commercial drugs. Some of us have this misconception that because herbal medicines are natural, they are 100 afe. This is not true all the time. The best defense against the possible side effects herbal medicines might give is to educate ourselves with the basics on the herbal medicine in question and to use it with caution.
About the author:
Charlene J. Nuble 2005. For up to date links and information about herbal medicines, please go to: http://herbal.besthealthlink.net/or for updated links and information on all health related topics, go to: http://www.besthealthlink.net/
Herbal medicine is the use of plant and herb extracts for their therapeutic value. Most plants contain and produce chemical substances that aid in healing and other physical treatments.
Herbal medicine is the oldest form of healthcare and constitutes a key role in the development of modern medicine as we know it today. Back when technology was still unheard of, primitive men utilised the vast flora around them to the fullest extent, observing both plant and animal life and their components, eventually giving birth to herbal medicine. In a study by the World Health Organization on herbal medicine use, about 80f the world's populace still rely on herbal medicine to cure certain ailments and about 74f the drugs we use today contain at least one botanical element. For instance, Chinese Herbal Medicine's use of ephedrine to cure respiratory conditions still exists in the present time. Ephedrine remains an active ingredient in most of the commercial drugs that are being prescribed to relieve asthma symptoms.
Herbal medicine is defined by three schools of thought: Ayurvedic Herbalism, Traditional Chinese Herbalism and Western Herbal Medicine. While both Ayurvedic and Chinese herbal medicine have moved on to advanced forms, western herbal medicine remains a part of folk treatments. Herbal medicine is, first and foremost, holistic. It aims to address not just a particular symptom, but also to help the whole body rejuventate strengthen itself. And while there is no scientific evidence that all herbal medicines claiming to have healing powers are actually effective, the number the herbal medicines that have been placed under clinical testing have proved their worth. The list of known kinds includes echinacea, which is used to temper colds, St John's wort, used to treat mild depression (without using Prozac), and hawthorne berries, which help in the recovery process from mild heart failures.
Is herbal medicine a direct substitute to modern medication? It depends. While herbal medicines are extracted naturally from plants, not all are safe to use; particularly if they are taken with other types of treatments that may not be complementary. Also, herbal medicine is often used only for mild ailments. If the symptoms are more serious, it is best to consult a trained practitioner of herbal medicine who can tell you which ones are appropriate and recommend dosage levels and frequency. Presently, most of the recommended herbal medicines fall outside of standard drug regulations, thus, not all of their claims to fame are guaranteed and true. And even as common sense tells us that herbal medicine has been around for thousand of years, giving an impression that it is quite an authority, it is not recommended to self-diagnose.
Always keep in mind that herbal medicines are still medicines and, therefore, share the likelihood of having side effects as regular commercial drugs. Some of us have this misconception that because herbal medicines are natural, they are 100 afe. This is not true all the time. The best defense against the possible side effects herbal medicines might give is to educate ourselves with the basics on the herbal medicine in question and to use it with caution.
About the author:
Charlene J. Nuble 2005. For up to date links and information about herbal medicines, please go to: http://herbal.besthealthlink.net/or for updated links and information on all health related topics, go to: http://www.besthealthlink.net/
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